ICICI Bank Bharat ke leading private sector banks me se ek hai aur apne customers ko savings account, loans, insurance aur investment products ke saath kai tarah ke credit cards bhi offer karta hai. Bank ke paas shopping, travel, fuel, cashback, rewards aur premium lifestyle categories me alag-alag credit card options available hain, jisse users apni zarurat ke hisaab se card choose kar sakte hain.
Aaj ICICI Bank Bharat ke sabse bade credit card issuers me se ek hai aur lakhon customers iske credit cards ka istemal karte hain. Agar aap ICICI Bank Credit Card ke features, fees, eligibility, rewards ya application process ke baare me jankari dhoondh rahe hain, to is guide me aapko sabhi zaroori details aasaan bhasha me mil jayengi.
ICICI Bank Credit Cards Features and Benefits
ICICI Bank Credit Cards alag-alag spending needs ko dhyan me rakhkar design kiye gaye hain. Card ke type ke hisaab se rewards, cashback, travel aur lifestyle se jude kai benefits mil sakte hain. Neeche kuch common features aur benefits diye gaye hain.
- Welcome Benefits: Kai ICICI Bank Credit Cards ke saath welcome gift, Reward Points, cashback, vouchers ya complimentary memberships mil sakti hain.
- Rewards & Cashback: Eligible spends par Reward Points ya cashback milta hai. Reward structure har card ke hisaab se alag ho sakta hai.
- Milestone Benefits: Nirdharit spending milestone poora karne par bonus Reward Points, gift vouchers ya doosre rewards mil sakte hain.
- Travel Benefits: Kuch ICICI Credit Cards par complimentary airport lounge access, flight aur hotel booking offers aur travel rewards milte hain.
- Fuel Benefits: Selected cards par fuel surcharge waiver aur fuel spends par additional rewards mil sakte hain.
- Dining Benefits: Partner restaurants par dining discounts aur special offers ka benefit mil sakta hai.
- Entertainment Benefits: Movie ticket offers, premium memberships aur entertainment se jude exclusive benefits available ho sakte hain.
- Insurance Cover: Kuch premium ICICI Credit Cards par complimentary insurance cover bhi diya jata hai.
- Lifestyle Benefits: Golf privileges, concierge service aur premium lifestyle offers jaise benefits bhi kuch cards ke saath milte hain.
Top ICICI Bank Credit Cards
ICICI Bank alag-alag spending needs ko dhyan me rakhkar entry-level se lekar super-premium tak kai tarah ke credit cards offer karta hai. Rewards, cashback, travel, fuel, shopping aur lifestyle jaise categories ke liye alag card options available hain. Neeche Best ICICI Bank Credit Cards ki list di gayi hai, jahan aap har card ke features, fees, rewards aur benefits compare karke apni zarurat ke hisaab se sahi card choose kar sakte hain.
ICICI Bank Emeralde Credit Card
ICICI Bank Emeralde Credit Card bank ke premium credit cards me se ek hai. Yeh card high-income users ke liye design kiya gaya hai aur unlimited airport lounge access, premium travel benefits, insurance cover, concierge service aur rewards jaise features offer karta hai. Card ki membership fee aur benefits selected variant ke hisaab se alag ho sakte hain.
ICICI Bank Sapphiro Credit Card
ICICI Bank Sapphiro Credit Card travel aur lifestyle benefits ke liye ek popular premium option hai. Is card ke saath airport lounge access, golf benefits, concierge service, travel insurance aur Reward Points jaise features milte hain. Jo users premium lifestyle benefits chahte hain, unke liye yeh ek accha option ho sakta hai.
ICICI Bank Rubyx Credit Card
ICICI Bank Rubyx Credit Card lifestyle category ka ek popular credit card hai. Isme Reward Points, movie offers, airport lounge access, golf benefits aur dining offers jaise kai features milte hain. Yeh card regular spending ke saath lifestyle benefits bhi provide karta hai.
ICICI Bank Coral Credit Card
ICICI Bank Coral Credit Card entry-level lifestyle credit card hai. Iske saath Reward Points, movie aur dining offers, domestic airport aur railway lounge access, fuel surcharge waiver aur doosre everyday benefits milte hain. First-time credit card users ke liye bhi yeh ek accha option mana jata hai.
Amazon Pay ICICI Bank Credit Card
Amazon Pay ICICI Bank Credit Card online shopping ke liye sabse popular cashback credit cards me se ek hai. Amazon par shopping karne wale users, khaaskar Amazon Prime members, is card ke saath zyada cashback ka benefit pa sakte hain. Earned cashback seedha Amazon Pay Balance me credit hota hai, jise Amazon aur doosre partner merchants par use kiya ja sakta hai.
ICICI Bank HPCL Super Saver Credit Card
ICICI Bank HPCL Super Saver Credit Card fuel spends ke saath grocery, utility aur daily expenses par bhi rewards offer karta hai. Is card ke saath fuel benefits ke alawa domestic lounge access, movie offers, dining discounts aur roadside assistance jaise additional benefits bhi milte hain.
ICICI Bank HPCL Coral Credit Card
ICICI Bank HPCL Coral Credit Card fuel category ka ek entry-level credit card hai. HPCL fuel stations par fuel benefits ke saath Reward Points, fuel surcharge waiver aur everyday spends par rewards milte hain. Kam annual fee ke saath yeh regular fuel users ke liye ek accha option ho sakta hai.
ICICI Credit Card Reward Points and Cashback
ICICI Bank Credit Cards par milne wale rewards har card ke hisaab se alag hote hain. Kuch cards Reward Points offer karte hain, jabki kuch cards cashback ya co-branded loyalty rewards dete hain. Reward earning rate aur redemption rules bhi card ke type par depend karte hain. Neeche diye gaye table me popular ICICI Bank Credit Cards ke reward points aur cashback benefits ka comparison diya gaya hai.
| Credit Card | Reward Points / Cashback Benefit |
|---|---|
| ICICI Bank Emeralde Credit Card | ₹100 par 4 Reward Points (fuel, utilities aur insurance ko chhodkar) aur utilities & insurance par 1 Reward Point. |
| ICICI Bank Sapphiro Credit Card | Mastercard par ₹100 par 6 Reward Points, fuel, utilities aur insurance par 1 Reward Point. AmEx variant par 50% extra Reward Points. |
| ICICI Bank Rubyx Credit Card | Mastercard: Domestic spends par 2 RP/₹100, International par 4 RP/₹100. AmEx: Domestic 3 RP/₹100, International 6 RP/₹100. |
| ICICI Bank Coral Credit Card | ₹100 par 2 Reward Points (fuel ko chhodkar), utilities & insurance par 1 RP/₹100. Fuel par Reward Points nahi milte. |
| Amazon Pay ICICI Bank Credit Card | Amazon Prime members ko 5% cashback, Non-Prime ko 3% cashback, partner merchants par 2% aur baaki eligible spends par 1% cashback. |
| ICICI Mine Credit Card | Variant ke hisaab se 1% se 5% cashback selected brands aur eligible spends par. |
| MakeMyTrip ICICI Bank Signature Credit Card | MakeMyTrip bookings par My Cash rewards aur baaki spends par bhi My Cash earn kar sakte hain. |
| ICICI Bank HPCL Super Saver Credit Card | HPCL fuel par 4% cashback, utility & departmental stores par 5% Reward Points, baaki spends par 2 RP/₹100. |
| ICICI Bank HPCL Coral Credit Card | Fuel ko chhodkar sabhi eligible spends par 2 Reward Points per ₹100. |
ICICI Credit Card Reward Points Redemption
ICICI Bank Credit Cards ke saath milne wale Reward Points ko earn karna kaafi aasaan hai. Jab bhi aap apne credit card se koi eligible transaction karte hain, uske badle aapke card par Reward Points add hote rehte hain. Agar aap zyada Reward Points earn karna chahte hain, to apne daily expenses jaise shopping, dining, travel, grocery aur doosre eligible payments ke liye ICICI Credit Card ka istemal kar sakte hain. Kai ICICI Credit Cards selected spending categories par accelerated Reward Points bhi offer karte hain. Isliye hamesha aisa card choose karein jo aapke regular spending pattern ke hisaab se sabse zyada rewards de. Iske alawa, kai cards par welcome benefits aur milestone spends poore karne par bonus Reward Points bhi milte hain.
Earn kiye gaye ICICI Reward Points ko aap cashback, shopping vouchers, gifts aur doosre available redemption options ke liye redeem kar sakte hain. Zyadatar ICICI Credit Cards me 1 ICICI Reward Point ki value ₹0.25 hoti hai. Halaanki, redemption value aur available options card ke type aur bank ki current policy ke hisaab se alag ho sakte hain.
Agar aap Reward Points redeem karna chahte hain, to ICICI Bank Customer Care ke through bhi redemption request de sakte hain.
Reward Points Redemption Contact Details
- Cash Credit Redemption: Cashback ke liye 080-40146444 par call karke redemption request submit kar sakte hain. Request approve hone ke baad bank ki policy ke anusaar cashback amount aapke account me credit kar diya jata hai.
- Gift Redemption: Gifts ke liye Reward Points redeem karne ke liye 1860-258-5000 par call karein. Available gift options me se apni pasand ka option choose kar sakte hain. Redemption request process hone ke baad gift bank ke processing timeline ke hisaab se bhej diya jata hai.
ICICI Credit Card Annual Fee and Charges
Har ICICI Bank Credit Card ki annual fee ek jaisi nahi hoti. Card ki membership fee uske features, rewards aur premium benefits ke hisaab se tay hoti hai. Entry-level credit cards kam annual fee ke saath aate hain, jabki premium credit cards me airport lounge access, travel benefits, golf privileges aur doosre exclusive features milte hain. Isliye card choose karte waqt sirf annual fee nahi, balki uske saath milne wale benefits ko bhi compare karna zaroori hai.
Neeche diye gaye table me kuch popular ICICI Bank Credit Cards ki annual fee aur joining fee ki jankari di gayi hai.
| Credit Card | Joining Fee | Renewal Fee | Spend-Based Fee Waiver |
|---|---|---|---|
| ICICI Bank Emeralde Credit Card | ₹1,000/month ya ₹12,000/year | ₹1,000/month ya ₹12,000/year | Monthly fee pichhle mahine ₹1 lakh spend karne par waive ho jati hai. Annual fee pichhle saal ₹15 lakh spend karne par waive ho jati hai. |
| ICICI Bank Sapphiro Credit Card | ₹6,500 | ₹3,500 | Saal bhar me ₹6 lakh spend karne par renewal fee waive ho jati hai. |
| ICICI Bank Rubyx Credit Card | ₹3,000 | ₹2,000 | Annual spends ₹6 lakh hone par renewal fee maaf ho jati hai. |
| ICICI Bank Coral Credit Card | ₹199 | ₹199 | Pichhle saal ₹50,000 spend karne par annual fee waive ho jati hai. |
| Amazon Pay ICICI Bank Credit Card | Nil | Nil | Not Applicable |
| ICICI Mine Credit Card | STARTER: NilPRO 49: ₹49PREMIUM 149: ₹149 | STARTER: NilPRO 49: ₹49PREMIUM 149: ₹149 | PRO 49: Mahine me ₹10,000 spend karne par fee reversal.PREMIUM 149: Mahine me ₹20,000 spend karne par fee reversal. |
| ICICI Bank HPCL Super Saver Credit Card | ₹500 | ₹500 | Pichhle saal ₹1.5 lakh spend karne par renewal fee waive ho jati hai. |
| ICICI Bank HPCL Coral Credit Card | ₹199 | ₹199 | Pichhle saal ₹50,000 spend karne par annual fee waive ho jati hai. |
How to Apply for ICICI Bank Credit Cards Online?
ICICI Bank Credit Card ke liye aap online aur offline dono tarikon se apply kar sakte hain. Agar offline apply karna chahte hain, to apne najdeeki ICICI Bank branch me jaakar zaroori documents ke saath application form submit kar sakte hain. Online application ke liye neeche diye gaye steps follow karein:
- ICICI Bank ki official website par Credit Cards section me jaayein.
- Apni zarurat ke hisaab se credit card select karein aur Apply Now par click karein.
- Application form me maangi gayi sabhi details sahi tarah se bharein.
- Zaroori documents upload karke application submit kar dein.
- Bank aapki application aur documents verify karega.
- Application approve hone ke baad credit card aapke registered communication address par bhej diya jayega.
ICICI Bank Credit Card Application Status
ICICI Bank Credit Card ke liye application submit karne ke baad uska status online check kiya ja sakta hai. Iske liye bank ke Credit Card Application Status page par jaakar application number, mobile number ya doosri zaroori details enter karni hoti hain. Iske baad aap apni application ki latest status dekh sakte hain.
Agar online status check karne me koi dikkat aaye, to ICICI Bank Credit Card Customer Care se sampark karke bhi application ki jankari li ja sakti hai.
How to Activate ICICI Bank Credit Cards?
Naya ICICI Bank Credit Card milne ke baad use activate karna zaroori hota hai, taaki aap card ka istemal online aur offline transactions ke liye kar saken. ICICI Bank credit card activation ke liye kai online aur offline options deta hai. Aap apni suvidha ke hisaab se neeche diye gaye kisi bhi method ka use kar sakte hain.
- Internet Banking: ICICI Bank Net Banking me login karein aur Credit Cards section me jaakar Generate Credit Card PIN ya card activation se juda option select karein. Verification complete hone ke baad card use ke liye activate ho jata hai.
- Customer Care: ICICI Bank Credit Card Customer Care par call karke bhi card activate karwaya ja sakta hai. Verification ke baad customer care executive aapko poori process me guide karega.
- ICICI Bank ATM: Najdeeki ICICI Bank ATM par jaakar Generate PIN using OTP ya available activation option ke through card activate kiya ja sakta hai.
- Bank Branch: Agar online methods use nahi karna chahte, to najdeeki ICICI Bank branch me jaakar bank representative ki madad se bhi card activate karwa sakte hain.
How to Compare ICICI Credit Cards & Choose the Best One?
ICICI Bank kai categories me credit cards offer karta hai. Isliye card apply karne se pehle apni spending habits aur financial needs ko samajhna zaroori hai. Sirf zyada rewards ya premium benefits dekhkar card choose karne ke bajay, uski annual fee, reward rate aur aapke regular expenses ko bhi dhyan me rakhna chahiye.
Sahi ICICI Bank Credit Card choose karne ke liye in baaton par dhyan dein:
- Apni Spending Habits Samjhein: Sabse pehle dekhein ki aap har mahine sabse zyada kis category me kharch karte hain, jaise shopping, travel, fuel, dining ya online payments.
- Features & Benefits Compare Karein: Har credit card ke rewards, cashback, lounge access, milestone benefits aur doosre features compare karein.
- Annual Fee Check Karein: Card ki joining fee aur renewal fee ke saath spend-based fee waiver bhi dekhna zaroori hai.
- Reward Structure Samjhein: Aisa card choose karein jo aapki regular spending categories par sabse zyada value de.
- Eligibility Verify Karein: Apply karne se pehle age, income aur doosri eligibility conditions check kar leni chahiye.
- Apni Zarurat Ke Hisaab Se Card Chunein: Agar aap zyada travel karte hain to travel card, online shopping ke liye shopping card aur fuel expenses ke liye fuel credit card zyada suitable rahega.
In sab points ko compare karne ke baad wahi ICICI Bank Credit Card choose karein jo aapki spending pattern ke saath sabse achhi value aur benefits offer karta ho.
ICICI Lifetime Free Credit Cards
Agar aap annual fee ke bina credit card lena chahte hain, to ICICI Bank ke paas bhi kuch lifetime free credit cards available hain. In cards par joining aur annual fee nahi lagti, lekin rewards, cashback aur doosre benefits card ke type ke hisaab se alag ho sakte hain. Neeche ICICI Bank ke kuch popular lifetime free credit cards diye gaye hain.
Amazon Pay ICICI Bank Credit Card
Amazon Pay ICICI Bank Credit Card bank ke sabse popular lifetime free credit cards me se ek hai. Is card par joining aur annual fee nahi lagti. Amazon India par shopping karne par Amazon Prime members ko zyada cashback milta hai, jabki doosre eligible spends par bhi cashback earn kiya ja sakta hai. Online shopping karne wale users ke liye yeh ek accha option mana jata hai.
ICICI Bank Instant Platinum Credit Card
ICICI Bank Instant Platinum Credit Card bhi lifetime free credit card hai, jo Fixed Deposit (FD) ke against issue kiya jata hai. Iske liye aam taur par ₹20,000 ya usse zyada ka FD zaroori hota hai. Card ke saath Reward Points, movie ticket offers aur doosre basic credit card benefits milte hain. Agar aapki credit history nahi hai, to yeh credit journey shuru karne ke liye ek accha option ho sakta hai.
ICICI Credit Cards with Airport Lounge Access
ICICI Bank Emeralde Credit Card
ICICI Bank Emeralde Credit Card bank ke premium credit cards me se ek hai. Yeh card travel aur lifestyle benefits ko dhyan me rakhkar design kiya gaya hai. Iske saath Reward Points, premium travel privileges, concierge service aur airport lounge access jaise kai benefits milte hain. Lounge benefits ki baat karein, to cardholders ko unlimited domestic aur international airport lounge access diya jata hai.
ICICI Bank Sapphiro Credit Card
ICICI Bank Sapphiro Credit Card frequent travellers ke liye ek popular premium credit card hai. Is card ke saath Reward Points, travel benefits, golf privileges aur lifestyle offers milte hain. Airport lounge benefits ke under cardholders ko har quarter me 4 complimentary domestic lounge visits aur har saal 2 complimentary international lounge visits ka benefit milta hai.
ICICI Bank Coral Credit Card
Agar aap kam annual fee ke saath airport lounge access wala credit card dhoondh rahe hain, to ICICI Bank Coral Credit Card ek accha option ho sakta hai. Yeh card Reward Points, dining aur entertainment offers ke saath aata hai. Agar pichhle quarter me ₹75,000 ya usse zyada ka eligible spend kiya gaya ho, to agle quarter me 1 complimentary domestic airport lounge visit ka benefit milta hai.
Discontinued ICICI Bank Credit Cards
ICICI Bank samay-samay par apne credit card portfolio me badlav karta rehta hai. Kuch credit cards ko bank naye applicants ke liye band kar deta hai. Agar aap neeche diye gaye cards ke liye apply karna chahte hain, to filhaal ye new applications ke liye available nahi hain.
- ICICI Bank Mine Credit Card
- ICICI Bank Ferrari Signature Credit Card
- Chennai Super Kings ICICI Bank Credit Card
- Accelero ICICI Bank Credit Card
- ICICI Bank HPCL Platinum Credit Card
- InterMiles ICICI Bank Rubyx Credit Card
- InterMiles ICICI Bank Coral Credit Card
- InterMiles ICICI Bank Sapphiro Credit Card
- ICICI Bank VISA Signature Credit Card
- ICICI Bank British Airways Premium Credit Card
- ICICI Bank Carbon Credit Card
- ICICI Bank British Airways Classic Credit Card
- ICICI Bank Manchester United Platinum Credit Card
- ICICI Bank Manchester United Signature Credit Card
- ICICI Bank Diamant Credit Card
Bottom Line
ICICI Bank Credit Cards alag-alag spending needs ko dhyan me rakhkar design kiye gaye hain. Chahe aap cashback, travel, shopping, fuel ya premium lifestyle benefits ke liye card dhoondh rahe hon, ICICI Bank ke paas har category me kai options available hain.
Credit card choose karte waqt sirf rewards ya annual fee par dhyan dene ke bajay uske features, eligibility, charges aur aapke regular spending pattern ko bhi compare karna zaroori hai. Sahi card chunne se aap apne har transaction par zyada value aur benefits pa sakte hain.
Quick Links
FAQs
What are ICICI Reward Points?
ICICI Reward Points ICICI Bank ka loyalty rewards program hai. Eligible credit card transactions par cardholders ko Reward Points milte hain. Pehle bank Payback Points deta tha, lekin ab uski jagah ICICI Rewards Program aa chuka hai.
Do I earn Reward Points with the Amazon Pay ICICI Bank Credit Card?
Nahi. Amazon Pay ICICI Bank Credit Card par Reward Points nahi milte. Is card par cashback Amazon Pay Balance ke roop me credit hota hai.
Is there any redemption fee for ICICI Reward Points?
Haan. ICICI Reward Points redeem karne par har redemption request ke liye ₹99 ki redemption fee lagu hoti hai.
How can I redeem the Reward Points earned on my ICICI Bank Credit Card?
ICICI Reward Points ko gifts, vouchers ya cashback ke liye redeem kiya ja sakta hai. Aam taur par 1 ICICI Reward Point = ₹0.25 ke barabar hota hai. Redemption ke liye ICICI Bank Customer Care se bhi sampark kiya ja sakta hai.
Do I earn Reward Points on the InterMiles ICICI Bank Sapphiro Credit Card?
Nahi. Is card par ICICI Reward Points ki jagah InterMiles earn hote hain.
Does ICICI Bank offer Zero Liability Protection on Credit Cards?
Haan. Agar card gum ya chori hone ki jankari samay par bank ko de di jaye, to bank ki policy ke anusaar Zero Liability Protection ka benefit mil sakta hai. Kuch premium cards ke saath complimentary insurance cover bhi diya jata hai.
How can I report the loss of my ICICI Bank Credit Card?
Card gum ya chori hone par turant ICICI Bank Customer Care se sampark karein ya registered email ID se bank ko inform karein, taaki card block kiya ja sake. Agar issue resolve na ho, to bank ke grievance redressal process ka bhi use kiya ja sakta hai.
Is the ICICI Bank Platinum Credit Card lifetime free?
Haan. ICICI Bank Platinum Credit Card lifetime free credit card hai aur is par joining fee aur annual fee nahi lagti.
How can I report the loss of my ICICI Bank Credit Card?
Agar aapka ICICI Bank Credit Card gum ho jaye ya chori ho jaye, to turant bank ko inform karke card block karwa dena chahiye. Iske liye aap ICICI Bank Credit Card Customer Care par 1860 120 7777 par call kar sakte hain ya apni registered email ID se customer.care@icicibank.com par email bhej sakte hain. Agar aapki complaint ka satisfactory solution na mile, to grievance redressal process ke tahat matter ko aage bhi escalate kiya ja sakta hai.