ICICI Bank HPCL Super Saver Credit Card ko ICICI Bank aur Hindustan Petroleum Corporation Limited (HPCL) ne milkar launch kiya hai. Yeh ek co-branded fuel credit card hai, lekin iske benefits sirf fuel spends tak hi limited nahi hain. Cardholders ko fuel ke saath-saath utility bill payments, grocery shopping aur doosre eligible spends par bhi Reward Points aur cashback ka benefit milta hai.
Is card ki joining aur annual fee ₹500 + GST hai. Iske saath welcome benefits bhi milte hain, aur eligible categories me up to 5% savings ka benefit liya ja sakta hai. Iske alawa, card me complimentary domestic airport lounge access, dining offers, movie discounts aur annual fee waiver jaise features bhi diye gaye hain, jo iski overall value ko aur behtar banate hain.
Agar aap fuel ke saath everyday spends par bhi rewards earn karna chahte hain, to ICICI Bank HPCL Super Saver Credit Card ek accha option ho sakta hai. Aage is review me hum card ke features, Reward Points, cashback, fees, eligibility, pros aur cons ko detail me samjhenge, taaki aap aasani se decide kar saken ki yeh card aapki spending habits ke hisaab se sahi hai ya nahi.
ICICI Bank HPCL Super Saver Credit Card
Rewards and Benefits
›25% discount (max Rs. 100 per transaction) on movie tickets booked on BookMyShow and Inox movies individually, dining benefits under the ICICI Bank Culinary Treats Program
1 Reward Point = ₹0.25
1 Complimentary Lounge Access Every Quarter on Spends of ₹75,000 in the Previous Quarter
N/A
4% cashback on fuel spends at HPCL pumps, 5% cashback as RPs on departmental store spends & utility purchases, 2 Reward points per Rs. 100 spent for all other domestic and international transactions.
N/A
N/A
N/A
Fees & Charges
›Spend ₹1.5 Lakh Each Year to Waive Annual Charges
3.75% Per Month (45% Per Year)
₹99 + GST
1% fuel surcharge waived at all fuel stations across India
3.5%
2.5% of the Cash Amount or a Minimum of ₹500
Product Details
›- Joining fee pay karne aur pehle 45 din me ₹5,000 spend karne par 2,000 Welcome Reward Points ka benefit.
- HP Pay App se pehli fuel transaction par HPPay Wallet me ₹100 cashback.
- HPCL petrol pumps par up to 5% savings (4% cashback + 1% fuel surcharge waiver).
- HP Pay App ke through HPCL outlets par fuel bharwane par 1.5% additional cashback.
- HFuel transactions par 1% fuel surcharge waiver ka benefit.
- Utilities, grocery aur departmental store spends par 5% cashback Reward Points ke roop me.
- Baaki eligible spends par har ₹100 par 2 Reward Points.
- 24×7 complimentary Roadside Assistance (RAS) service.
- Complimentary domestic airport lounge access ka benefit.
- BookMyShow aur INOX par movie tickets par up to 25% discount (maximum ₹100 per transaction).
- ICICI Bank ke Culinary Treats Programme ke tahat partner restaurants par dining offers ka benefit.
Pros/Cons
›- HPCL fuel stations par up to 5% savings ka benefit milta hai (cashback + fuel surcharge waiver).
- Fuel ke alawa utility bills, grocery aur departmental store spends par bhi accelerated rewards milte hain.
- ₹500 + GST ki annual fee ke hisaab se lounge access, movie offers aur Roadside Assistance jaise achhe benefits milte hain.
- ₹1.5 lakh annual spend poora karne par annual fee waive ho jaati hai.
- Maximum fuel benefits sirf HPCL fuel stations aur HP Pay ke saath hi milte hain.
- Accelerated cashback aur Reward Points par monthly capping lagu hai, isliye high spenders ko poora benefit nahi mil pata.
- International spends ke liye 3.5% forex markup fee lagti hai, isliye foreign transactions ke liye yeh card ideal option nahi hai.
- Airport lounge access aur kuch lifestyle benefits spend-based conditions poori karne ke baad hi milte hain.
ICICI Bank HPCL Super Saver Credit Card Features and Benefits
ICICI Bank HPCL Super Saver Credit Card ek co-branded fuel credit card hai jo sirf fuel spends hi nahi, balki grocery, utility bills aur everyday transactions par bhi rewards offer karta hai. Iske saath airport lounge access, movie offers, dining discounts aur Roadside Assistance jaise lifestyle benefits bhi milte hain. Aaiye, is card ke features aur benefits ko detail me samajhte hain.
Welcome Benefits
Card activate hone ke baad kuch welcome benefits bhi milte hain.
- Card setup ke 2 mahine ke andar joining fee pay karne aur pehle 45 din me ₹5,000 spend karne par 2,000 Welcome Reward Points milte hain.
- HP Pay App ke through pehli ₹1,000 ya usse zyada ki fuel transaction par HPPay Wallet me ₹100 cashback milta hai.
Fuel Benefits
Fuel spends ke liye yeh card sabse zyada rewarding hai.
- HPCL petrol pumps par up to 5% savings ka benefit milta hai. Isme 4% cashback aur 1% fuel surcharge waiver shamil hai.
- HP Pay App ke through fuel payment karne par additional cashback ka benefit bhi mil sakta hai, bank ki current terms ke hisaab se.
Travel Benefits
Travel karne wale users ke liye bhi card ke saath lounge access ka benefit diya gaya hai.
- Har quarter 1 complimentary domestic airport lounge visit milti hai.
- Is benefit ke liye pichhle quarter me kam se kam ₹75,000 spend karna zaroori hai.
Movie and Dining Benefits
Entertainment aur dining par bhi cardholders ko additional savings milti hai.
- BookMyShow aur INOX par movie tickets par 25% tak discount (maximum ₹100 per transaction) milta hai.
- Yeh offer mahine me 2 baar use kiya ja sakta hai.
- ICICI Bank ke Culinary Treats Programme ke tahat partner restaurants par dining offers ka benefit milta hai.
Annual Fee Waiver
Agar aap card par saal bhar me ₹1.5 lakh ya usse zyada spend kar lete hain, to ₹500 + GST ki annual fee waive ho jaati hai.
Roadside Assistance
Is card ke saath 24×7 complimentary Roadside Assistance (RAS) bhi milti hai.
Is service me zarurat padne par:
- Over-the-phone assistance
- On-site vehicle repair
- Flat tyre support
- Lost ya locked keys ke liye assistance
- Aur roadside emergency se judi doosri support services shamil hain.
ICICI Bank HPCL Super Saver Credit Card Reward Points
ICICI Bank HPCL Super Saver Credit Card alag-alag spending categories par Reward Points aur cashback dono ka benefit deta hai.
- HPCL petrol pumps par fuel bharwane par 4% cashback milta hai. Yeh cashback ₹200 per month tak limited hai, yani aap har mahine ₹5,000 tak ke fuel spends par maximum cashback earn kar sakte hain.
- Utility bills aur departmental store spends par 5% cashback Reward Points ke roop me milta hai, yani har ₹100 par 20 Reward Points. Is category me maximum 400 Reward Points per billing cycle earn kiye ja sakte hain.
- Baaki eligible domestic aur international spends par har ₹100 par 2 Reward Points milte hain.
Reward Points Redemption
Earn kiye gaye ICICI Reward Points ko cashback ya gifts ke liye redeem kiya ja sakta hai.
- 1 Reward Point = ₹0.25
- Reward Points redeem karne ke liye ICICI Bank Credit Card Customer Care se contact kiya ja sakta hai.
- Har redemption request par ₹99 ka Reward Redemption Fee applicable hota hai.
ICICI Bank HPCL Super Saver Credit Card Fees and Charges
Card apply karne se pehle iske fees aur charges ke baare me jaana bhi utna hi zaroori hai. Neeche ICICI Bank HPCL Super Saver Credit Card ke important charges diye gaye hain.
- Joining Fee: ₹500 + GST
- Annual Fee: ₹500 + GST (Second year se annual fee ₹1.5 lakh ya usse zyada annual spends par waive ho jaati hai.)
- Interest Rate: 3.75% per month (45% per annum)
- Cash Advance Fee: Withdraw ki gayi amount ka 2.5% ya minimum ₹500, jo bhi zyada ho.
- Forex Markup Fee: International transactions par 3.5% forex markup charge lagta hai.
ICICI Bank HPCL Super Saver Credit Card Eligibility Criteria
ICICI Bank HPCL Super Saver Credit Card ke liye apply karne se pehle bank ke basic eligibility criteria ko poora karna zaroori hai.
- Applicant ki age kam se kam 21 saal honi chahiye.
- Regular aur stable source of income hona chahiye.
- Achha CIBIL score aur credit history hone par approval ke chances zyada rehte hain.
ICICI Bank HPCL Super Saver Credit Card ke Liye Kaise Apply Karein?
ICICI Bank HPCL Super Saver Credit Card ke liye aap online aur offline, dono tarikon se apply kar sakte hain.
Online Apply Karne ka Tarika
Online application ke liye:
- ICICI Bank ki official website par jaakar HPCL Super Saver Credit Card select karein.
- Apply Now par click karke application form bharein.
- Apni basic details enter karein aur KYC ke liye zaroori documents upload karein.
- Identity Proof, Address Proof aur Income Proof (Salary Slip ya ITR) submit karein.
- Verification complete hone ke baad bank aapki application review karega. Approval milne par card aapke registered address par dispatch kar diya jayega.
Offline Apply Karne ka Tarika
Agar aap branch se apply karna chahte hain, to:
- Apni nearest ICICI Bank branch visit karein.
- HPCL Super Saver Credit Card ka application form bharein.
- Zaroori documents submit karein.
- Verification complete hone ke baad application process aage badhaya jayega.
ICICI Bank HPCL Super Saver Credit Card Application Status
Agar aapne card ke liye apply kar diya hai, to application status check karne ke kai tarike hain.
- ICICI Bank ki official Application Tracking page par jaakar required details enter karke status check kar sakte hain.
- ICICI Bank Credit Card Customer Care se contact karke bhi application ka latest status pata kar sakte hain.
- Ya phir apni nearest ICICI Bank branch visit karke bank representative se application status ki jankari le sakte hain.
Bottom Line
ICICI Bank HPCL Super Saver Credit Card un users ke liye ek accha option ho sakta hai jo fuel ke saath-saath apne everyday spends par bhi rewards earn karna chahte hain. ₹500 + GST ki annual fee ke hisaab se card me fuel savings, Reward Points, complimentary domestic airport lounge access, movie offers aur dining benefits jaise kaafi useful features milte hain.
Agar aap regular HPCL petrol pumps se fuel bharwate hain aur utility bills, grocery ya departmental stores par bhi card ka use karte hain, to is card se achhi value mil sakti hai. Saath hi, ₹1.5 lakh ke annual spends poore karne par annual fee waiver ka benefit bhi mil jata hai.
Halaanki, card apply karne se pehle apni spending habits aur reward structure ko zarur compare karein. Agar aapke monthly spends fuel aur everyday categories me zyada rehte hain, to ICICI Bank HPCL Super Saver Credit Card aapke liye ek suitable choice ho sakta hai.
FAQs
ICICI Bank HPCL Super Saver Credit Card se fuel par kitna benefit milta hai?
HPCL petrol pumps par fuel bharwane par 4% cashback aur 1% fuel surcharge waiver milta hai. Is tarah eligible fuel transactions par up to 5% savings ka benefit liya ja sakta hai.
Kya ICICI Bank HPCL Super Saver Credit Card ke saath international airport lounge access milta hai?
Nahi. Is card ke saath sirf complimentary domestic airport lounge access ka benefit diya jata hai. International lounge access is card me available nahi hai.
ICICI Reward Points kaise redeem karein?
Earn kiye gaye ICICI Reward Points ko cashback ya gifts ke liye redeem kiya ja sakta hai. Redemption request ke liye ICICI Bank Credit Card Customer Care se contact karna hoga.
Kya ICICI Bank HPCL Super Saver Credit Card par golf benefits milte hain?
Nahi. ICICI Bank HPCL Super Saver Credit Card ke saath complimentary golf benefits ya golf privileges offer nahi kiye jaate.