Amazon Pay ICICI Bank Credit Card India ke sabse popular cashback credit cards me se ek hai. Yeh card Amazon aur ICICI Bank ki partnership me launch kiya gaya tha aur aaj lakhon users isse online shopping ke liye use karte hain. Visa network par aane wala yeh lifetime free credit card apne simple cashback structure ki wajah se kaafi pasand kiya jata hai. Is card ki sabse badi khasiyat yeh hai ki cashback seedha Amazon Pay Balance me credit hota hai, jise Amazon ke saath-saath kai doosre merchants par bhi payment ke liye use kiya ja sakta hai.
Agar aapko lagta hai ki Amazon Pay ICICI Bank Credit Card sirf Amazon shopping ke liye hi faydemand hai, to aisa bilkul nahi hai. Is card ke through Amazon par kiye gaye eligible utility bill payments, mobile recharges, travel bookings aur doosre transactions par bhi cashback earn kiya ja sakta hai. Is wajah se yeh card sirf shopping hi nahi, balki rozana ke online payments ke liye bhi ek accha option ban jata hai.
Is card ki ek aur badi khasiyat yeh hai ki joining fee aur annual fee dono hi nahi lagti, yani yeh ek lifetime free credit card hai. Iske bawajood cardholders ko welcome benefits aur lagbhag sabhi eligible spends par cashback ka benefit milta hai. Agar aap Amazon Prime Member hain, to Amazon India par shopping karte waqt 5% tak cashback earn kar sakte hain. Non-Prime users ko bhi Amazon purchases par cashback milta hai, jabki partner merchants aur doosre eligible spends par alag cashback rates applicable hote hain.
Agar aap online shopping zyada karte hain aur bina annual fee ke ek rewarding cashback credit card dhoondh rahe hain, to Amazon Pay ICICI Bank Credit Card ek accha option ho sakta hai. Is detailed review me hum card ke features, cashback structure, fees, eligibility, pros, cons aur doosri zaroori baaton ko aasaan Hinglish me samjhayenge, taaki aap decide kar saken ki yeh credit card aapki spending needs ke liye sahi hai ya nahi.
Amazon Pay ICICI Bank Credit Card
Rewards and Benefits
›A minimum of 15% discount on dining bills at restaurants participating in the Culinary Treats program
Cashback Credited to Amazon Pay Balance
N/A
N/A
Amazon Prime members ko Amazon par up to 5% cashback, Non-Prime members ko up to 3%, partner brands par 2% aur baaki eligible spends par 1% cashback.
N/A
N/A
N/A
Fees & Charges
›N/A
3.75% Per Month (45% Per Annum)
Nil
1% fuel surcharge is waived at all petrol stations across India.
1.99%
2.5% of the Withdrawn Amount (Subject to a Minimum of ₹500)
Product Details
›- Amazon Prime members ko Amazon India par eligible shopping par up to 5% cashback milta hai.
- Non-Prime members Amazon India par eligible purchases par up to 3% cashback earn kar sakte hain.
- Amazon cashback sirf Amazon India (amazon.in) par kiye gaye eligible purchases par hi milta hai.
- Amazon Pay ke through 100+ partner merchants par payment karne par up to 2% cashback milta hai.
- Baaki eligible retail spends par 1% cashback earn kiya ja sakta hai.
- Earn kiya gaya cashback har month Amazon Pay Balance me automatically credit ho jata hai.
- Amazon Pay Balance me credit hone ke baad cashback ki koi expiry nahi hoti.
Pros/Cons
›- Amazon se regular shopping karne wale users ke liye yeh card sabse zyada value offer karta hai.
- ICICI Bank ke Culinary Treats Program ke tahat 2,500+ partner restaurants par minimum 15% dining discount ka benefit milta hai.
- Is card par earn kiye gaye Amazon Pay cashback par koi maximum earning limit nahi hai.
- Yeh card Amazon shopping ko dhyan me rakhkar design kiya gaya hai. Airport lounge access, golf aur doosre premium lifestyle benefits is card ka main focus nahi hain.
- Jo users apni online shopping zyada Amazon ke alawa doosre platforms se karte hain, unke liye koi doosra shopping ya cashback credit card zyada suitable ho sakta hai.
- Amazon Prime members ko Amazon India par eligible purchases par up to 5% cashback milta hai, jabki Non-Prime members ke liye yeh cashback up to 3% tak hai.
ICICI Amazon Pay Credit Card Features and Benefits
Amazon Pay ICICI Bank Credit Card online shopping ko dhyan me rakhkar launch kiya gaya ek lifetime free cashback credit card hai. Yeh card un users ke liye zyada faydemand hai jo Amazon India par regular shopping karte hain. Amazon ke alawa, utility bill payments, partner merchants aur doosre eligible spends par bhi cashback earn kiya ja sakta hai.
Aaiye, is card ke features aur benefits ko detail me samajhte hain.
Joining Benefits
Amazon Pay ICICI Bank Credit Card ke saath Prime aur Non-Prime members ke liye alag-alag welcome benefits milte hain. In offers ke through Amazon shopping, bill payments, Amazon Pharmacy aur doosre eligible transactions par cashback earn kiya ja sakta hai.
For Non-Prime Members – Welcome Benefits Worth Up to ₹2,000 + 1-Month EazyDiner Membership
- Amazon shopping (Non-EMI): ₹1 ya usse zyada ki eligible purchase par 100% cashback up to ₹100. (Offer valid till 31 July 2026.)
- Amazon shopping: ₹999 ya usse zyada ki eligible purchase par ₹50 cashback.
- Prepaid mobile recharge: ₹500 ya usse zyada ke recharge par ₹50 cashback.
- Electricity bill payment: ₹1,000 ya usse zyada ke bill par ₹100 cashback.
- Gas cylinder booking: ₹900 ya usse zyada ki booking par 10% cashback up to ₹250.
- Broadband bill payment: 25% cashback up to ₹400.
- DTH recharge: ₹200 ya usse zyada ke recharge par 20% cashback up to ₹200.
- Postpaid mobile bill: ₹900 ya usse zyada ke bill par 25% cashback up to ₹500.
- Amazon Pharmacy: ₹999 ya usse zyada ki eligible purchase par ₹200 cashback.
- POS Transactions: Amazon ke bahar 3 eligible POS transactions (har transaction ₹100 ya usse zyada) complete karne par ₹150 cashback.
- 1-Month EazyDiner Membership complimentary.
For Prime Members – Welcome Benefits Worth Up to ₹2,500 + 1-Month EazyDiner Membership
- Amazon shopping (Non-EMI): ₹1 ya usse zyada ki eligible purchase par 100% cashback up to ₹100. (Offer valid till 31 July 2026.)
- Amazon shopping: ₹999 ya usse zyada ki eligible purchase par ₹100 cashback.
- Prepaid mobile recharge: ₹500 ya usse zyada ke recharge par ₹50 cashback.
- Postpaid mobile bill: ₹900 ya usse zyada ke bill par 25% cashback up to ₹500.
- Eligible bill payments: 25% cashback up to ₹400.
- Electricity bill payment: ₹1,000 ya usse zyada ke bill par ₹100 cashback.
- DTH recharge: ₹250 ya usse zyada ke recharge par 25% cashback up to ₹250.
- Gas cylinder booking: ₹900 ya usse zyada ki booking par 10% cashback up to ₹250.
- Broadband bill payment: 25% cashback up to ₹400.
- Amazon Pharmacy: ₹999 ya usse zyada ki eligible purchase par ₹200 cashback.
- POS Transactions: Amazon ke bahar 3 eligible POS transactions (har transaction kam se kam ₹100) complete karne par ₹150 cashback.
- 1-Month EazyDiner Membership complimentary.
Fuel Surcharge Waiver
India ke sabhi fuel stations par ₹4,000 tak ke fuel transactions par 1% fuel surcharge waiver ka benefit milta hai.

Amazon Pay ICICI Bank Credit Card Cashback Benefits
Amazon Pay ICICI Bank Credit Card ki sabse badi khasiyat iska cashback program hai. Amazon India par regular shopping karne wale users, khaaskar Amazon Prime members, is card ke saath zyada cashback earn kar sakte hain. Cashback Amazon Pay Balance ke roop me milta hai, jise future shopping aur doosre eligible payments ke liye use kiya ja sakta hai.
Neeche Amazon Prime members ke liye milne wale cashback benefits diye gaye hain.
| Categories | Cashback |
| Purchases Made on Amazon (Excluding Digital/Physical Gold and EMI Purchases) | Unlimited 5% |
| Flights and Hotels Booking on Amazon | Unlimited 5% |
| Bill Payments and Recharges on Amazon | Unlimited 2% |
| Purchase of Amazon Gift Cards and E-Books Via Amazon | Unlimited 2% |
Amazon Pay ICICI Bank Credit Card Reward Redemption
Amazon Pay ICICI Bank Credit Card par alag se Reward Points redeem karne ki zarurat nahi hoti. Card se earn kiya gaya cashback har billing cycle ke end me automatically usi Amazon Pay Balance me credit ho jata hai, jo aapke card se linked Amazon account me hota hai.
- 1 Cashback Point = ₹1 (Amazon aur Amazon Pay accept karne wale eligible partner merchants par kiye gaye transactions ke liye).
- Cashback ke roop me mila Amazon Pay Balance Amazon India aur Amazon Pay accept karne wale partner merchants par payment ke liye use kiya ja sakta hai.
Cashback Exclusions
Neeche diye gaye transactions par cashback ya Reward Points nahi milte:
- Gold, silver aur doosre precious metals ki purchases
- Tax payments
- Rent transactions
- Fuel spends
- International transactions
- Education payments
- Amazon par kiye gaye EMI purchases
- EMI-on-Call aur cash transactions
In categories par cashback bank ki current terms and conditions ke hisaab se applicable nahi hota.
Amazon Pay ICICI Bank Credit Card jaise Doosre Credit Cards
Amazon Pay ICICI Bank Credit Card Amazon shopping par shandaar cashback deta hai, lekin Amazon ke bahar cashback rate kaafi limited ho jata hai. Agar aap alag-alag shopping websites ya offline spends par bhi achhe rewards chahte hain, to market me iske kuch aur achhe alternatives bhi available hain.
SBI Card, HDFC Bank aur Axis Bank jaise banks bhi online shopping ke liye cashback aur rewards wale credit cards offer karte hain. Neeche diye gaye comparison me aap Amazon Pay ICICI Bank Credit Card ko iske popular alternatives ke saath compare kar sakte hain aur dekh sakte hain ki aapki spending ke hisaab se kaunsa card zyada value offer karta hai.
| Features | Amazon Pay ICICI | HDFC Millennia | Flipkart Axis Bank |
| Reward Structure | Cashback on Amazon Pay Balance | Cashback (Earned as CashPoints (CP = ₹1) | Cashback (Directly Adjusted Against the Card’s Statement Balance) |
| Accelerated Reward Rate | 5% Cashback on Amazon India for Amazon Prime Members and 3% Cashback on Amazon India for Non-Prime Members | 5% Cashback at Ten Popular Merchants.1 CP = ₹1 as Cashback | 5% cashback on Flipkart.4% cashback on Swiggy, Uber, PVR, and cult.fit. |
| Base Reward Rate | 1% Cashback on Other Eligible Spends | 1% Cashback on Other Eligible Spends | 1% Cashback on Other Eligible Spends |
| Reward Points/Cashback Maxcap | Unlimited Cashback | CashPoints Earned at 5% and 1% Are Capped at 1,000 Per Statement Cycle Each | Cashback is Capped at ₹4,000 Each for Flipkart, Cleartrip, and Myntra (Per Quarter) |
| Annual Fee | Lifetime Free | ₹1,000 + GST | ₹500 + GST |
Amazon Pay ICICI Bank Credit Card Review
Amazon Pay ICICI Bank Credit Card un users ke liye ek strong cashback option hai jo Amazon India par regular shopping karte hain. Lifetime free hone ke saath yeh card Amazon purchases, partner merchants aur doosre eligible spends par cashback ka benefit deta hai. Earn kiya gaya cashback seedha Amazon Pay Balance me credit hota hai, jise future shopping aur eligible payments ke liye use kiya ja sakta hai.
Halaanki, agar aap airport lounge access, travel rewards, air miles ya premium lifestyle benefits dhoondh rahe hain, to yeh card aapki requirements ke hisaab se best choice nahi ho sakta. Card apply karne se pehle apni spending habits aur cashback structure ko compare karna hamesha behtar rahta hai, taaki aap apni zarurat ke hisaab se sahi credit card choose kar saken.
FAQs
Amazon Pay ICICI Bank Credit Card se sabse zyada cashback kitna milta hai?
Is card ke saath Amazon Prime members ko Amazon India par eligible shopping par up to 5% cashback milta hai. Non-Prime members ko wahi shopping par up to 3% cashback milta hai.
Amazon Pay ICICI Bank Credit Card ka Customer Care Number kya hai?
Is card se judi kisi bhi help ya complaint ke liye aap 1800 1020 1239 par call kar sakte hain.
Kya Amazon Pay ICICI Bank Credit Card par Annual Fee lagti hai?
Nahi. Yeh ek lifetime free credit card hai. Isliye is par na joining fee lagti hai aur na hi annual fee.
Kya bina CIBIL Score ke yeh credit card mil sakta hai?
Bank credit card approve karne se pehle CIBIL score aur credit history check karta hai. Agar aapka credit history nahi hai, to approval bank ke internal rules aur eligibility par depend karta hai.
Amazon Pay ICICI Bank Credit Card ki Credit Limit kitni milti hai?
Is card ki credit limit har customer ke liye alag hoti hai. Bank aapki income, CIBIL score aur repayment history dekhkar limit decide karta hai. Achha credit record maintain karne par future me credit limit badhne ka offer bhi mil sakta hai.
Amazon Pay ICICI Bank Credit Card ka bill kaise pay kar sakte hain?
Aap bill payment in tarikon se kar sakte hain:
iMobile Pay App
ICICI Internet Banking
CRED, Paytm aur doosre supported apps
Nearest ICICI Bank branch me cheque jama karke
Kya har saal Annual Fee deni padegi?
Nahi. Yeh lifetime free credit card hai, isliye har saal koi annual membership fee nahi deni padti.
Kya is card ko har jagah use kar sakte hain?
Haan. Jahan bhi Visa Credit Card accept kiya jata hai, wahan is card ka use online aur offline dono jagah kiya ja sakta hai.
Skill-based gaming transactions par kitna charge lagta hai?
15 January 2026 se skill-based gaming transactions par transaction amount ka 2% fee lagta hai.
Kya wallet load transactions par bhi charges lagte hain?
Haan. ₹5,000 ya usse zyada ke wallet load transactions par 1% fee applicable hai.