Emirates Skywards ICICI Bank Emeralde Credit Card ICICI Bank aur Emirates Airlines ki partnership me launch kiya gaya ek premium travel credit card hai. Yeh card un travellers ke liye design kiya gaya hai jo Emirates ke saath frequently fly karte hain aur apni travel spending par Skywards Miles ke saath premium travel privileges ka fayda uthana chahte hain.
Card ki joining aur annual fee ₹10,000 + GST hai. Welcome benefit ke roop me cardholders ko 10,000 bonus Emirates Skywards Miles aur complimentary Emirates Skywards Silver Tier Membership milti hai. Annual spending milestone poora karne par is membership ko Gold Tier me upgrade karne ka bhi mauka milta hai. Iske alawa, eligible spends par har ₹100 ke spend par up to 2 Emirates Skywards Miles earn kiye ja sakte hain, jinhe flights, cabin upgrades aur Emirates Skywards program ke doosre eligible travel rewards ke liye redeem kiya ja sakta hai.
Travel benefits ki baat karein, to card ke saath complimentary domestic aur international airport lounge access, Priority Pass Membership, aur premium travel privileges milte hain. Entertainment aur lifestyle ke liye BookMyShow par complimentary movie ticket offers, ICICI Bank Culinary Treats Programme ke dining discounts aur doosre exclusive benefits bhi diye jaate hain.
Aage is review me hum Emirates Skywards ICICI Bank Emeralde Credit Card ke Skywards Miles, travel benefits, fees, eligibility, pros aur cons ko detail me samjhenge, taaki aap aasani se decide kar saken ki yeh premium travel credit card aapki needs ke hisaab se sahi choice hai ya nahi.
Emirates Skywards ICICI Bank Emeralde Credit Card
Rewards and Benefits
›Buy 1 Get Up to ₹750 Off on the Second BookMyShow Ticket Four Times Every Month on Quarterly Spends Above ₹25,000
The earned Skywards Miles can be redeemed via Emirates Skywards website against travel-related spends.
Complimentary Unlimited Access to Domestic Airport Lounges
N/A
2 Skyward Miles/₹100 Spent on All Transactions
Complimentary Priority Pass Membership
Free Unlimited International Airport Lounge Access
N/A
Fees & Charges
›N/A
3.75% Per Month (45% Per Annum)
Nil
1% Fuel Surcharge Waiver on Transactions Between ₹400 – ₹4,000
3.50% on all international transactions.
Higher of Rs. 500 or 2.5% of the amount withdrawn.
Product Details
›- Complimentary Emirates Skywards Silver Tier Membership card active rehne tak.
- 10,000 Bonus Emirates Skywards Miles joining benefit ke roop me.
- Har ₹100 ke eligible retail spend par 2 Emirates Skywards Miles earn karein.
- Unlimited complimentary domestic aur international airport lounge access ke saath stress-free travel ka experience.
- Annual spending milestone poora karne par Emirates Skywards Gold Tier Membership upgrade ka benefit.
- ICICI Bank Culinary Treats Programme ke through partner restaurants par exclusive dining offers.
- BookMyShow par Buy 1 Get 1 Free movie ticket offer, mahine me 4 baar (applicable terms ke anusar).
- Bharat ke eligible fuel stations par 1% fuel surcharge waiver.
Pros/Cons
›- 2 Emirates Skywards Miles per ₹100 aur 10,000 Bonus Skywards Miles ke saath Emirates frequent travellers ke liye strong rewards aur premium travel value milti hai.
- Unlimited domestic & international airport lounge access, Priority Pass Membership aur Emirates Skywards Silver/Gold Tier benefits is card ko premium travel category me ek strong option banate hain.
- ₹10,000 + GST ki annual fee hai aur koi annual fee waiver available nahi hai, isliye occasional travellers ke liye yeh card expensive ho sakta hai.
- 3.5% forex markup fee premium travel credit card ke hisaab se kaafi zyada hai, jabki market me kai premium cards lower ya zero forex charges offer karte hain.
Emirates Skywards ICICI Bank Emeralde Credit Card Features and Benefits
Emirates Skywards ICICI Bank Emeralde Credit Card Emirates ke frequent travellers ke liye design kiya gaya premium travel credit card hai. Card ke saath Skywards Miles, premium lounge access, elite membership upgrades aur lifestyle benefits ka strong combination milta hai.
Welcome Benefits
Joining fee pay karne ke baad cardholders ko ye welcome benefits milte hain:
- 10,000 Bonus Emirates Skywards Miles first year me welcome benefit ke roop me.
- Renewal ke baad bhi 10,000 Bonus Skywards Miles ka benefit.
- Complimentary Emirates Skywards Silver Tier Membership, jo card active rehne tak valid rehti hai.
Emirates Skywards Miles
Eligible transactions par aap Emirates Skywards Miles earn karte hain.
- Har ₹100 ke eligible retail spend par 2 Skywards Miles milte hain.
- Fuel, utilities, insurance, EMI, cash withdrawals, balance transfers aur bank ki kuch excluded categories par Skywards Miles earn nahi hote.
Skywards Miles Redemption
- Earn kiye gaye Skywards Miles automatically aapke linked Emirates Skywards Account me credit ho jaate hain.
- In Miles ko Emirates flights, cabin upgrades, hotel bookings aur Emirates Skywards program ke doosre eligible redemption options ke liye use kiya ja sakta hai.
Milestone Benefits
- Agar aap card anniversary year me ₹15 lakh spend karte hain, jisme minimum ₹50,000 Emirates Airlines par spend hona chahiye, to aap Emirates Skywards Gold Tier Membership ke liye eligible ho sakte hain.
Travel Benefits
Unlimited Domestic Airport Lounge Access
- Cardholders ko unlimited complimentary domestic airport lounge access ka benefit milta hai.
Unlimited International Airport Lounge Access
- Complimentary Priority Pass Membership ke through unlimited international airport lounge access diya jata hai.
Movie & Dining Benefits
BookMyShow BOGO Offer
- BookMyShow par Buy One Get One (BOGO) movie ticket offer available hai.
- Complimentary ticket ki value ₹750 tak ho sakti hai.
Dining Offers
- ICICI Bank Culinary Treats Programme ke through selected partner restaurants par exclusive dining discounts aur offers milte hain.
Fuel Surcharge Waiver
- Bharat ke eligible fuel stations par 1% fuel surcharge waiver ka benefit milta hai.
- Yeh benefit ₹4,000 tak ke eligible fuel transactions aur bank ki applicable terms ke anusar available hai.
Emirates Skywards ICICI Bank Emeralde Credit Card Fees and Charges
Emirates Skywards ICICI Bank Emeralde Credit Card ek premium travel credit card hai. Apply karne se pehle iske fees aur charges ko samajhna zaroori hai. Neeche card se jude important charges diye gaye hain.
| Charges | Details |
|---|---|
| Joining Fee | ₹10,000 + GST |
| Annual Fee | ₹10,000 + GST |
| Interest Rate | 3.75% per month (45% per annum) |
| Forex Markup Fee | 3.5% on international transactions |
| Cash Advance Fee | 2.5% of the withdrawn amount (minimum ₹500) |
Note: Credit card se cash withdrawal (Cash Advance) karne par cash advance fee ke saath interest bhi transaction ki date se lagna shuru ho sakta hai. Isi tarah, 3.5% forex markup fee sirf foreign currency me kiye gaye transactions par applicable hoti hai.
Emirates Skywards ICICI Bank Emeralde Credit Card Eligibility Criteria
Emirates Skywards ICICI Bank Emeralde Credit Card ek premium travel credit card hai, isliye iske liye bank kuch basic eligibility criteria follow karta hai. Final approval applicant ki income, credit profile aur bank ke internal assessment par depend karta hai.
Basic Eligibility Criteria
- Primary applicant ki age kam se kam 21 saal honi chahiye.
- Add-on cardholder ki age 18 saal ya usse zyada honi chahiye.
- Applicant ke paas stable source of income hona chahiye aur premium card ke hisaab se strong financial profile honi chahiye.
- Accha CIBIL score aur positive credit history hone par approval ke chances zyada rehte hain.
Note: Upar diye gaye criteria basic eligibility ko dikhate hain. Final approval ICICI Bank ke internal policies, income verification aur credit assessment ke baad hi diya jata hai.
Documents Required
Application process ke dauran bank aapse kuch basic documents maang sakta hai.
Identity Proof
Inme se koi ek document submit kiya ja sakta hai:
- Aadhaar Card
- PAN Card
- Passport
- Driving Licence
- Voter ID
Address Proof
Address verification ke liye inme se koi ek document diya ja sakta hai:
- Aadhaar Card
- Passport
- Driving Licence
- Voter ID
- Recent Utility Bill
Income Proof
Income verify karne ke liye bank aam taur par inme se koi document maang sakta hai:
- Latest Salary Slips
- Recent Bank Statements
- Latest Income Tax Return (ITR)
How to Apply for the Emirates Skywards ICICI Bank Emeralde Credit Card
Aap Emirates Skywards ICICI Bank Emeralde Credit Card ke liye online ya offline, dono tarikon se apply kar sakte hain.
Online Application Process
Online apply karne ke liye ye simple steps follow karein:
- ICICI Bank ki Emirates Skywards Credit Cards page par visit karein.
- Emirates Skywards ICICI Bank Emeralde Credit Card ko select karein.
- “Apply Now” par click karein.
- Apna mobile number, PAN, income aur doosri required details bhar kar application form complete karein.
- Zarurat padne par documents upload karein aur application submit kar dein.
- Bank verification aur eligibility check complete hone ke baad application process aage badhaya jayega.
Offline Application Process
Agar aap offline apply karna chahte hain, to:
- Apni nearest ICICI Bank branch visit karein.
- Credit card application form fill karein.
- Required documents submit karein.
- Bank verification ke baad, approval hone par card issue kar diya jayega.
Note: Credit card approval applicant ki eligibility, income, CIBIL score aur ICICI Bank ke internal credit assessment par depend karta hai.
Bottom Line
Emirates Skywards ICICI Bank Emeralde Credit Card un travellers ke liye ek premium choice hai jo Emirates Airlines ke saath regularly travel karte hain aur apni spending par Skywards Miles earn karke flights, cabin upgrades aur travel rewards ka maximum fayda uthana chahte hain. Card ke saath 10,000 bonus Skywards Miles, Silver Tier Membership, unlimited domestic aur international airport lounge access, Priority Pass Membership aur Buy 1 Get 1 movie ticket offer jaise premium benefits milte hain.
Iske alawa, annual spending milestone poora karne par Emirates Skywards Gold Tier Membership upgrade ka benefit bhi milta hai, jo frequent Emirates travellers ke liye kaafi valuable hai. Agar aap Emirates ecosystem ka regular use karte hain, to is card ki rewards aur travel privileges annual fee ko justify kar sakte hain.
Halaanki, ₹10,000 + GST ki annual fee aur 3.5% forex markup fee is card ki kuch limitations hain. Agar aap sirf occasional international traveller hain ya lower annual fee wala Emirates co-branded card chahte hain, to Emirates Skywards ICICI Bank Sapphiro Credit Card ya Emirates Skywards ICICI Bank Rubyx Credit Card ko bhi compare kar sakte hain.
Agar aap ek premium Emirates travel credit card dhoondh rahe hain jisme high Skywards Miles earning, unlimited lounge access aur exclusive Emirates privileges milen, to Emirates Skywards ICICI Bank Emeralde Credit Card ek strong option hai.
FAQs
Emirates Skywards ICICI Bank Emeralde Credit Card ki Annual Fee Kitni Hai?
The Emirates Skywards ICICI Bank Emeralde Credit Card comes with an annual fee of ₹10,000 + GST. The same fee is also charged as the joining fee.
BookMyShow BOGO Offer me Complimentary Movie Ticket ki Maximum Value Kitni Hai?
Yes. Under the BookMyShow Buy 1 Get 1 (BOGO) offer, the value of the complimentary movie ticket is capped at ₹750 per ticket.
Kya Emirates Skywards ICICI Bank Emeralde Credit Card par Annual Fee Waiver Milta Hai?
No. This card does not offer any annual fee waiver, regardless of your annual spending.
Kya Har Saal 10,000 Bonus Emirates Skywards Miles Milte Hain?
Yes. After paying the annual renewal fee, eligible cardholders receive 10,000 Bonus Emirates Skywards Miles every year, as per ICICI Bank and Emirates Skywards terms and conditions.