Har Vyakti ke liye alag credit card lena zaroori nahi hota. Ghar ke kisi member, jaise spouse, parents ya bachchon ko bhi aapke ICICI Bank Credit Card ka use karne ki zarurat pad sakti hai. Aise me ICICI Bank Add-on Credit Card ek accha option ho sakta hai. Add-on card primary card se linked hota hai aur isse family members alag card ke saath transactions kar sakte hain. Is article me ICICI Bank Add-on Credit Card ki eligibility, benefits aur apply karne ka poora process aasaan bhasha me samjhaya gaya hai.
ICICI Bank Add-on Credit Card ki madad se aap apne family members ke liye ek additional credit card le sakte hain. Yeh card primary credit card se linked hota hai aur spouse, parents ya bachchon jaise eligible family members ke naam par issue kiya ja sakta hai. Add-on card ke through transactions alag card se hote hain, lekin bill primary card account me hi aata hai.
Card ke saath milne wale benefits aur features primary card ke type par depend karte hain. Kai cases me add-on cardholder reward points, lounge access aur doosre card benefits ka bhi fayda utha sakta hai. Is article me ICICI Bank Add-on Credit Card ki eligibility, benefits, charges aur apply karne ka poora process aasaan bhasha me bataya gaya hai.
ICICI Bank Add-on Credit Card ke Features
ICICI Bank Add-on Credit Card primary cardholder ko apne eligible family members ke liye additional card lene ki suvidha deta hai. Add-on Card se judi kuch important features neeche diye gaye hain.
- Primary Card se Linked: Add-on Card primary credit card account se linked hota hai aur usi account ke under use kiya jata hai.
- Card Benefits: Reward Points, lounge access aur doosre benefits card ke type aur bank ki policy par depend karte hain. Kai cards me add-on cardholder bhi in benefits ka fayda utha sakta hai.
- Expense Tracking: Add-on Card se hone wale transactions primary card account me record hote hain, jisse kharch par nazar rakhna aasaan ho jata hai.
- Single Bill Statement: Primary aur Add-on Cards ke transactions aam taur par ek hi consolidated credit card statement me dikhai dete hain.
- Payment Responsibility: Add-on Card se kiye gaye sabhi transactions ki payment ki zimmedari primary cardholder ki hoti hai.
- Add-on Card Limit: Kitne Add-on Cards issue kiye ja sakte hain aur unse judi fees ya doosre rules card ke type aur ICICI Bank ki current policy par depend karte hain.
ICICI Bank Add-on Credit Card Fees & Charges
ICICI Bank Add-on Credit Card par lagne wale fees aur charges card ke type aur bank ki policy par depend karte hain. Finance charges, cash withdrawal charges, late payment fee aur doosre applicable charges aam taur par primary card ke terms ke hisaab se hi lagu hote hain.
Add-on Card ki annual fee bhi har card me ek jaisi nahi hoti. Kai ICICI Bank Credit Cards par Add-on Card bina annual fee ke milta hai, jabki kuch cards par alag charges bhi ho sakte hain. Isliye apply karne se pehle apne credit card ki latest fee structure zaroor check kar lein.
Neeche diye gaye table me ICICI Bank Sapphiro Add-on Credit Card par lagu hone wale kuch common fees aur charges ka overview diya gaya hai.
| Charges | Amount |
| Finance Charges | 3.4% per month (40.8% annually) |
| Cash Advance Fee | 2.5% of the amount withdrawn or Rs. 500 (whichever is higher) |
| Rewards Redemption Fee | Rs. 99 Per redemption |
| Foreign Currency Markup | 3.5% of the transaction amount |
ICICI Bank Add-on Credit Card Fees
Kai ICICI Bank Credit Cards par Add-on Card bina annual fee ke milta hai. Halaanki, har card ke liye ye rule ek jaisa nahi hota. Kuch premium credit cards par Add-on Card ke liye alag fee ya charges bhi lagu ho sakte hain. Isliye apply karne se pehle apne card ki latest fee structure zaroor check kar lein.
Neeche un ICICI Bank Credit Cards ki list di gayi hai, jahan Add-on Card par fee ya annual charges lagu ho sakte hain.
Har ICICI Bank Add-on Credit Card par annual fee ek jaisi nahi hoti. Kuch cards par Add-on Card bina annual fee ke milta hai, jabki kuch cards ke liye alag annual charges dene padte hain. Neeche un ICICI Bank Credit Cards ki list di gayi hai, jinke Add-on Cards par annual fee lagu ho sakti hai. Latest charges bank ki policy ke hisaab se badal sakte hain.
| Add-on Credit Card | Annual Fee (₹) |
|---|---|
| InterMiles ICICI Credit Cards | 250 |
| ICICI Bank HPCL Super Saver Credit Card | 100 |
| ICICI Bank Manchester United Signature / Platinum Credit Card | 100 |
| MakeMyTrip ICICI Bank Platinum Credit Card | 250 |
| Emirates Skywards ICICI Bank Emeralde / Sapphiro Credit Card | 250 |
ICICI Bank Add-on Credit Card Eligibility
ICICI Bank Add-on Credit Card ke liye kuch basic eligibility conditions hoti hain. Card ke type aur bank ki policy ke hisaab se inme badlav ho sakta hai.
- Add-on Card ke applicant ki minimum age 18 saal honi chahiye.
- Applicant primary cardholder ka eligible family member hona chahiye.
- Add-on Card issue karne ke liye primary cardholder ki approval zaroori hoti hai.
- Final approval bank ki verification aur current policy par depend karta hai.
ICICI Bank Add-on Credit Card ke Liye Zaroori Documents
ICICI Bank Add-on Credit Card ke liye bank verification ke dauran kuch documents maang sakta hai. Zaroori documents applicant ki profile aur bank ki requirement ke hisaab se alag ho sakte hain.
| Document Type | Accepted Documents |
|---|---|
| Identity Proof | PAN Card, Passport, Aadhaar Card, Voter ID, Government ID Card |
| Address Proof | Aadhaar Card, Passport, Driving Licence, Bank Statement, Voter ID, Utility Bill |
ICICI Bank Add-on Credit Card Apply Kaise Karein?
ICICI Bank Add-on Credit Card ke liye application process kaafi simple hai. Bank ki current process ke hisaab se neeche diye gaye steps follow kiye ja sakte hain.
- ICICI Bank ki official website se Add-on Credit Card Application Form download karein.
- Form me maangi gayi sabhi details dhyan se bhar dein.
- Zaroori Documents ki self-attested photocopy form ke saath attach karein.
- Form aur documents ko najdeeki ICICI Bank branch me jama karein ya bank ke bataye gaye official submission process ko follow karein.
Application receive hone ke baad bank verification process complete karta hai. Verification aur approval bank ki current policy par depend karta hai.
ICICI Bank Add-on Credit Card PIN Kaise Generate Ya Change Karein?
ICICI Bank Add-on Credit Card ka PIN ATM aur Net Banking ke through generate ya change kiya ja sakta hai.
ATM ke Through
- ATM machine me ICICI Bank Add-on Credit Card insert karein.
- Create/Generate PIN using OTP option select karein.
- Registered Mobile Number par aaya hua OTP enter karein.
- Apni pasand ka 4-digit PIN set karein.
- PIN dobara enter karke confirm kar dein.
Net Banking ke Through
- ICICI Bank Net Banking account me login karein.
- My Accounts me jaakar Credit Cards option select karein.
- Generate PIN ya Change PIN option par click karein.
- Registered Mobile Number par bheja gaya OTP enter karein.
- Naya 4-digit PIN set karein.
- Submit button par click karke process complete karein.
Best ICICI Bank Add-on Credit Cards
ICICI Bank apne kai credit cards ke saath Add-on Credit Card ki suvidha deta hai. Halaanki, add-on card ki availability aur usse jude benefits har card me alag ho sakte hain. Neeche kuch popular ICICI Bank Credit Cards diye gaye hain, jinme Add-on Card ka option milta hai.
| Card | Key Charges | Main Features |
|---|---|---|
| ICICI Bank Sapphiro Credit Card | Interest: 3.4% p.m. (40.8% p.a.)Forex Fee: 3.5%Cash Advance: 2.5% (Min. ₹300) | Domestic & International Lounge Access• Complimentary Spa at Select Airports• Up to 4 Complimentary Golf Games Every Month• 24×7 Concierge Service |
| ICICI Bank Emeralde Credit Card | Interest: 3.4% p.m. (40.8% p.a.)Forex Fee: 1.5%Cash Advance: Nil | Unlimited Domestic & International Lounge Access• Complimentary Golf Benefits• 24×7 Concierge Service• Insurance Cover up to ₹3 Crore |
| ICICI Bank HPCL Coral Credit Card | Interest: 3.4% p.m. (40.8% p.a.)Forex Fee: 3.5%Cash Advance: 2.5% (Min. ₹300) | Fuel Savings• Dining Offers under Culinary Treats• Renewal Fee Waiver on Eligible Spending |
| InterMiles ICICI Bank Sapphiro Credit Card | Interest: 3.5% p.m. (42% p.a.)Forex Fee: 3.5%Cash Advance: 2.5% (Min. ₹300) | InterMiles Silver Membership• DreamFolks Membership• Complimentary Golf Benefits• Dining Offers• 24×7 Concierge Service |
Conclusion
ICICI Bank Add-on Credit Card un logon ke liye accha option ho sakta hai jo apne eligible family members ke saath credit card ki suvidha share karna chahte hain. Add-on Card primary credit card account se linked hota hai aur uske transactions ka bill primary cardholder ke account me hi aata hai.
Add-on Card par milne wale benefits, fees aur doosri suvidhayein card ke type aur bank ki current policy par depend karti hain. Isliye card ke liye apply karne se pehle uske terms, charges aur available benefits ko ek baar zaroor check kar lena chahiye.
FAQs
Ek ICICI Bank Credit Card ke saath kitne Add-on Cards mil sakte hain?
Ek primary ICICI Bank Credit Card ke saath kitne Add-on Cards issue kiye ja sakte hain, yeh card ke type aur bank ki current policy par depend karta hai. Latest limit ke liye card ki terms and conditions ya official website check karna behtar rahega.
ICICI Bank Reward Redemption par koi fee lagti hai?
Kuch ICICI Bank Credit Cards par reward redemption ke liye processing fee lagu ho sakti hai. Yeh fee card ke type aur reward program ke hisaab se alag ho sakti hai. Latest charges bank ki official fee schedule me dekh sakte hain.
Kya Add-on Credit Card ke saath Net Banking use ki ja sakti hai?
Haan. Bank ki available services aur account setup ke hisaab se Add-on Card se judi kuch Net Banking facilities ka use kiya ja sakta hai.
Kya ICICI Bank Add-on Credit Card par airport lounge access milta hai?
Airport lounge access card ke type aur bank ki current policy par depend karta hai. Kuch ICICI Bank Add-on Credit Cards par lounge access available hota hai, jabki kuch cards me yeh benefit alag ho sakta hai. Apply karne se pehle apne card ke benefits zaroor check kar lein.