Axis Bank Flipkart Credit Card online shopping pasand karne wale users ke liye sabse popular cashback credit cards me se ek hai. Agar aap Flipkart, Myntra aur Cleartrip par regular shopping karte hain, to yeh card aapko har purchase par attractive cashback aur savings ka mauka deta hai. Iske alawa Swiggy, Uber, PVR, Cure.fit/FitPass jaise partner merchants par bhi accelerated cashback milta hai, jisse everyday spending aur bhi rewarding ban jaati hai.
Shopping benefits ke saath cardholders ko Axis Bank Dining Delights Programme ke through dining discounts aur doosre lifestyle offers bhi milte hain. Nominal annual fee ke saath milne wale cashback benefits ki wajah se yeh card online shoppers ke liye kaafi value-for-money option mana jata hai.
Aage is review me hum Axis Bank Flipkart Credit Card ke cashback rates, features, benefits, fees, eligibility, pros aur cons ko detail me samjhenge, taaki aap aasani se decide kar saken ki yeh card aapki shopping aur spending habits ke hisaab se sahi choice hai ya nahi.
Flipkart Axis Bank Credit Card
Rewards and Benefits
›15% Up to ₹500 Off at Partner Restaurants With Axis Bank Dining Delights Program
N/A
N/A
N/A
5% Cashback on Flipkart & Cleartrip, 7.5% Cashback on Myntra, 4% Cashback on Preferred Partners (Swiggy, Uber, PVR, FitPass & Stoga by FitPass), and 1% Cashback on All Other Spends
Accelerated Cashback (4%) on Uber Rides
N/A
N/A
Fees & Charges
›Annual fee waived on spends of Rs. 3.5 lakhs
3.75% Per Month (55.55% annually)
Nil
1% surcharge for fuel purchases between Rs. 400 & Rs. 4,000 (max waiver capped at Rs. 400/month).
3.5%
2.5% (Minimum of ₹500)
Product Details
›- ₹350 ke Welcome Benefits (₹250 Flipkart Gift Voucher + ₹100 Swiggy Discount Coupon).
- Flipkart aur Cleartrip par eligible purchases par 5% cashback.
- Myntra par eligible shopping par 7.5% cashback.
- Swiggy, Uber, PVR, FitPass aur Stoa by FitPass jaise preferred partner merchants par 4% cashback.
- Baaki eligible retail transactions par 1% cashback.
- Bharat ke eligible fuel stations par ₹400 se ₹4,000 ke fuel transactions par 1% fuel surcharge waiver (maximum ₹400 per statement cycle).
Pros/Cons
›- Flipkart, Myntra aur Cleartrip par high cashback ke saath Swiggy, Uber, PVR, FitPass aur Stoa by FitPass jaise partner merchants par bhi attractive cashback milta hai. Regular online shoppers ke liye yeh card kaafi rewarding hai.
- Cashback har mahine automatically card statement me adjust ho jata hai, jisse alag se redemption ki zarurat nahi padti aur rewards use karna bahut convenient ho jata hai.
- Offline shopping par sirf 1% cashback milta hai, isliye yeh card un users ke liye utna beneficial nahi hai jo zyada spending local stores ya shopping malls me karte hain.
- Airport lounge access aur travel insurance jaise premium travel benefits is card ke saath available nahi hain, isliye frequent travellers ke liye better alternatives maujood hain.
Axis Bank Flipkart Credit Card Cashback Benefits
Axis Bank Flipkart Credit Card ka sabse bada advantage iska cashback program hai. Agar aap Flipkart ecosystem aur partner brands par regular shopping karte hain, to yeh card har purchase par acchi savings provide karta hai.
Flipkart & Cleartrip Cashback
- Flipkart aur Cleartrip par kiye gaye eligible purchases par 5% cashback milta hai.
- Cashback har platform par ₹4,000 tak capped hai.
Myntra Cashback
- Myntra par eligible shopping par 7.5% cashback milta hai.
- Cashback har quarter ₹4,000 tak limited hai.
Preferred Partner Cashback
Neeche diye gaye partner brands par 4% cashback milta hai:
- Swiggy
- Uber
- PVR
- FitPass
- Stoa by FitPass
Other Spends
- Baaki eligible online aur offline transactions par 1% cashback milta hai.
- Flipkart Smart Store ke Bills & Recharges section me kiye gaye payments par bhi 1% cashback hi applicable hai.
Cashback Exclusions
Neeche di gayi transaction categories par cashback nahi milta:
- Fuel transactions
- Rent payments
- Insurance premiums
- Utility bill payments
- Education payments
- Flipkart aur Myntra se Gift Card purchases
- EMI me convert kiye gaye transactions
- Wallet reloads
- Gold purchases
- Cash advances
- Credit card bill payments
- Card fees aur charges
- Government-related payments
Note: Cashback Axis Bank ki latest terms and conditions ke anusar calculate aur credit kiya jata hai. Cashback limits aur eligible merchant categories samay-samay par badal sakti hain.
Welcome Benefits
Joining fee pay karne ke baad cardholders ko ye welcome benefits milte hain:
- ₹250 ka Flipkart Gift Voucher welcome benefit ke roop me milta hai.
- Iske alawa Swiggy ke liye ₹100 ka one-time discount coupon bhi diya jata hai.
Dining & Entertainment Benefits
Axis Bank Dining Delights
- Axis Bank Dining Delights Programme ke through 10,000+ partner restaurants par 15% tak ka instant discount milta hai.
- Har transaction par maximum ₹500 tak ka discount available hai, applicable terms ke anusar.
Swiggy Cashback
- Swiggy par food delivery orders par 4% cashback milta hai.
- Yeh cashback Swiggy Instamart aur Swiggy Genie orders par applicable nahi hai.
PVR Cashback
- PVR par movie ticket bookings par 4% cashback ka benefit milta hai.
Travel Benefits
Axis Bank Flipkart Credit Card premium travel card nahi hai, lekin everyday travel expenses par savings zarur offer karta hai.
Uber Cashback
- Uber rides par 4% cashback milta hai, kyunki Uber is card ke preferred partner merchants me shamil hai.
- Cashback sirf eligible transactions par applicable hai aur Axis Bank ki latest terms and conditions ke anusar credit kiya jata hai.
Note: Is card ke saath complimentary airport lounge access, railway lounge access ya travel insurance jaise premium travel benefits available nahi hain. Yeh card primarily online shopping aur cashback par focus karta hai.
Flipkart Axis Bank Credit Card ke Alternatives Compare Karein
Agar aap Axis Bank Flipkart Credit Card consider kar rahe hain, to decision lene se pehle iske alternatives ko compare karna bhi zaroori hai. Market me kai cashback credit cards available hain jo alag-alag shopping platforms aur spending categories par better value offer karte hain.
Agar aapki shopping Flipkart, Myntra aur Cleartrip par zyada hoti hai, to Axis Bank Flipkart Credit Card ek strong choice hai. Lekin agar aap Amazon se regular shopping karte hain ya har category me flat cashback chahte hain, to doosre cashback credit cards aapke liye zyada suitable ho sakte hain.
Is card ke kuch popular alternatives hain:
- Amazon Pay ICICI Bank Credit Card – Amazon shopping aur Amazon Pay transactions par excellent cashback.
- Flipkart SBI Credit Card – Flipkart users ke liye cashback-focused alternative.
- SBI Cashback Credit Card – Kai online merchants par flat cashback offer karne wala popular credit card.
Neeche diye gaye comparison me aap in sabhi cashback credit cards ke cashback rates, annual fees, key benefits aur eligibility ko compare karke apni spending habits ke hisaab se best card choose kar sakte hain.
| Features | Axis Bank Flipkart Credit Card | Amazon Pay ICICI Bank Credit Card | SBI Cashback Credit Card |
|---|---|---|---|
| Reward Type | Cashback card statement me automatically adjust hota hai | Cashback Amazon Pay Balance me credit hota hai | Cashback card statement me automatically adjust hota hai |
| Best Cashback | 5% on Flipkart & Cleartrip 7.5% on Myntra (quarterly cap applicable) 4% on Swiggy, Uber, PVR, FitPass & Stoa by FitPass | 5% on Amazon India (Prime Members) 3% for Non-Prime Members | 5% on eligible online spends across multiple merchants |
| Other Spends | 1% Cashback | 1% Cashback | 1% Cashback |
| Cashback Limit | Flipkart, Myntra & Cleartrip par ₹4,000 cap (applicable terms ke anusar) | No Cashback Cap | ₹5,000 cashback per statement cycle (as per latest SBI Card policy) |
| Additional Benefits | 15% dining discount (up to ₹500) under Axis Bank Dining Delights | No major lifestyle benefits | Cashback-focused card, lifestyle benefits limited |
| Annual Fee | ₹500 + GST | Lifetime Free | ₹999 + GST |
Kaunsa Cashback Credit Card Aapke Liye Best Hai?
- Axis Bank Flipkart Credit Card – Agar aap Flipkart, Myntra, Cleartrip aur partner brands par regular shopping karte hain.
- Amazon Pay ICICI Bank Credit Card – Agar aap Amazon India se frequently shopping karte hain aur lifetime free card chahte hain.
- SBI Cashback Credit Card – Agar aap kisi ek platform tak limited nahi rehna chahte aur multiple online merchants par flat cashback earn karna chahte hain.
Flipkart Axis Bank Credit Card Kyu Apply Karein?
Agar aap Flipkart aur Myntra par regular shopping karte hain, to Axis Bank Flipkart Credit Card aapke liye ek value-for-money cashback card ho sakta hai. Is card ki sabse badi khasiyat hai high cashback, jisse aap har eligible purchase par acchi savings kar sakte hain.
Flipkart par 5% cashback aur Myntra par 7.5% cashback ke saath aap mobiles, electronics, fashion, home appliances, furniture aur doosri eligible categories me shopping karte waqt extra value pa sakte hain. Iske alawa, Swiggy, Uber, PVR, FitPass aur Stoa by FitPass jaise preferred partner brands par bhi 4% cashback milta hai, jisse food delivery, cab rides, movie tickets aur fitness-related spends par bhi savings hoti hai.
Agar aapki monthly spending ka bada hissa Flipkart ecosystem aur partner merchants par hota hai, to cashback ke through card ki annual fee aasani se recover ho sakti hai. Isi wajah se Axis Bank Flipkart Credit Card online shoppers ke liye ek strong cashback credit card mana jata hai.
Flipkart Axis Bank Credit Card ke Liye Eligibility aur Apply Kaise Karein?
Axis Bank Flipkart Credit Card ke liye apply karne se pehle basic eligibility criteria ko poora karna zaroori hai. Final approval Axis Bank ke internal credit assessment aur applicant ki credit profile par depend karta hai.
Eligibility Criteria
- Salaried applicants ki minimum monthly income ₹15,000 honi chahiye.
- Self-employed applicants ki minimum monthly income ₹30,000 honi chahiye.
- Applicant ki age bank ke eligibility norms ke anusar honi chahiye.
- Accha CIBIL score aur positive credit history hone par approval ke chances badh jaate hain.
Flipkart Axis Bank Credit Card ke Liye Apply Kaise Karein?
Aap Axis Bank Flipkart Credit Card ke liye online apply kar sakte hain. Process bahut hi simple hai:
- “Apply Now” button par click karein.
- Apna mobile number, PAN aur doosri required details enter karein.
- Zarurat padne par required documents upload karein.
- Application submit kar dein aur verification process complete hone ka wait karein.
Note: Credit card approval applicant ki eligibility, income, CIBIL score aur Axis Bank ke internal approval process par depend karta hai.
Bottom Line
Axis Bank Flipkart Credit Card online shopping pasand karne wale users ke liye ek strong cashback credit card hai. Agar aap Flipkart, Myntra aur Cleartrip par frequently shopping ya bookings karte hain, to yeh card har eligible transaction par acchi savings provide karta hai. Iske alawa Swiggy, Uber, PVR, FitPass aur Stoa by FitPass jaise partner brands par bhi accelerated cashback milta hai, jisse everyday spending aur bhi rewarding ban jaati hai.
Nominal annual fee ke saath milne wale cashback benefits ki wajah se yeh entry-level cashback credit card kaafi value-for-money option ban jata hai. Agar aapka major spending online shopping, food delivery, cab rides aur entertainment par hota hai, to is card se acchi savings ki ja sakti hai.
Halaanki, agar aapki shopping zyada Amazon ya doosre e-commerce platforms par hoti hai, to aap Amazon Pay ICICI Bank Credit Card ya SBI Cashback Credit Card jaise alternatives ko bhi compare kar sakte hain. Isi tarah, agar aap specifically Flipkart ecosystem ke liye doosra option dekh rahe hain, to Flipkart SBI Credit Card bhi ek accha alternative ho sakta hai.
Agar aap ek cashback-focused credit card chahte hain jo Flipkart ecosystem aur partner merchants par maximum savings de, to Axis Bank Flipkart Credit Card ek excellent choice hai.
FAQs
Kya Flipkart Axis Bank Credit Card ke saath airport lounge access milta hai?
Nahi. 20 June 2025 se Axis Bank Flipkart Credit Card par complimentary airport lounge access ka benefit band kar diya gaya hai.
Flipkart Axis Bank Credit Card par 4% cashback kin partner merchants par milta hai?
Aapko Swiggy, Uber, PVR, FitPass aur Stoa by FitPass jaise selected partner merchants par 4% cashback milta hai. Cashback sirf eligible transactions par Axis Bank ki terms and conditions ke anusar applicable hota hai.
Kya fuel transactions par cashback milta hai?
Nahi. Fuel purchases par cashback nahi milta. Haan, ₹400 se ₹4,000 ke beech ke eligible fuel transactions par 1% fuel surcharge waiver milta hai. Yeh benefit ek calendar month me maximum ₹400 tak limited hai.
Kya Flipkart Axis Bank Credit Card lifetime free hai?
Nahi. Axis Bank Flipkart Credit Card lifetime free nahi hai. Is card ki joining aur annual fee ₹500 + GST hai.