Times Black ICICI Bank Credit Card ICICI Bank ka sabse premium aur invitation-based metal credit card hai. Yeh card ICICI Bank, Times Internet aur Visa ke partnership me launch kiya gaya hai. Iski joining aur annual fee ₹20,000 + GST hai, aur yeh un users ke liye design kiya gaya hai jo premium travel, luxury lifestyle aur exclusive privileges ko importance dete hain.
Card ke saath airport lounge access, premium hotel memberships, golf benefits, concierge services, luxury dining offers aur high Reward Points jaise kai premium features milte hain. Iske alawa, selected locations par helicopter airport transfer jaisa exclusive benefit bhi diya jata hai, jo is card ko doosre premium cards se alag banata hai.
International spends ke liye card Reward Points to achhe offer karta hai, lekin 1.49% forex markup fee bhi lagti hai. Isliye foreign transactions ke liye card choose karte waqt is baat ko bhi dhyan me rakhna chahiye.
Agar aapki annual spending kaafi zyada hai aur aap travel, luxury experiences, fine dining aur premium lifestyle benefits ka regular use karte hain, to Times Black ICICI Bank Credit Card ek strong option ho sakta hai. Aage is review me hum is card ke features, Reward Points, airport benefits, fees, eligibility, pros aur cons ko detail me samjhenge, taaki aap aasani se decide kar saken ki yeh card aapki lifestyle aur spending pattern ke hisaab se sahi choice hai ya nahi.
Times Black ICICI Bank Credit Card
Rewards and Benefits
›Free Delivery and Dining Privileges With Zomato Gold Membership
Redeem Reward Points for Airmiles, Cash, and More
Unlimited Domestic Airport Lounge Access
N/A
2.5% RPs on International Spends and 2% RPs on Domestic Spends
Low Forex Charges, Luxury Airport Transfers and More
Unlimited Complimentary Lounge Access at International Airports
Comprehensive Insurance Cover
Fees & Charges
›Annual Fee Waiver on Spends of ₹25 Lakhs in a Year
3.75% (Monthly)
N/A
1% Fuel Surcharge Waiver (Up to ₹1,000 Each Statement Cycle)
1.49%
No Cash Withdrawal Charges
Product Details
›- Ultra-high-net-worth individuals (UHNIs) ke liye design kiya gaya premium metal credit card.
- ₹20,000 + GST ki joining aur annual fee ke saath luxury lifestyle aur travel benefits.
- 24×7 domestic aur international concierge service ka access.
- Avis ke saath luxury aur chauffeur-driven car rentals par up to 35% tak ka discount.
- Complimentary domestic aur international airport lounge access ka benefit.
Pros/Cons
›- Luxury lifestyle aur travel benefits ke saath helicopter airport transfer, premium concierge service aur exclusive Times Group experiences jaise unique privileges milte hain.
- Unlimited domestic aur international airport lounge access, premium hotel partnerships aur lifestyle offers is card ko frequent travellers ke liye kaafi attractive banate hain.
- 1.49% forex markup fee is price range ke premium credit cards ke comparison me thodi zyada lag sakti hai, kyunki kuch competing cards zero ya lower forex charges offer karte hain.
- Annual fee waiver ke liye ₹25 lakh ka annual spending requirement kaafi high hai, jo har cardholder ke liye practical nahi ho sakta.
Exclusive Membership, Vouchers, and More As Welcome Benefits
Welcome Benefits
Times Black ICICI Bank Credit Card ki joining fee pehle billing cycle me receive hone ke baad welcome benefits activate kiye jaate hain. Cardholders ko premium travel aur lifestyle se jude kai exclusive benefits milte hain.
EaseMyTrip Luxury Stay Gift Card – ₹10,000
Joining benefit ke roop me ₹10,000 ka EaseMyTrip Luxury Stay Gift Card diya jata hai. Is voucher ka use eligible luxury hotel bookings ke liye kiya ja sakta hai, bank aur partner ki applicable terms ke anusar.
Visa Travel Benefits with Atlys & OneVasco – Up to ₹10,000
Cardholders ko Visa ke partnership benefits bhi milte hain, jo Atlys aur OneVasco jaise travel partners ke through available hote hain.
In benefits me shamil ho sakta hai:
- Doorstep Visa Assistance
- Visa Processing Fee Waiver (eligible services par)
- Complimentary Airport Lounge Vouchers
- Travel aur visa process se jude additional premium benefits
Available benefits aur unki value partner offers aur applicable terms ke hisaab se samay-samay par badal sakti hai.
Exclusive Lifestyle Benefits
Times Black ICICI Bank Credit Card ke saath travel benefits ke alawa kai premium lifestyle privileges bhi milte hain. Agar aap luxury dining, exclusive events aur premium memberships ka regular use karte hain, to yeh benefits card ki overall value ko aur behtar bana sakte hain.
The Quorum Club Access
Cardholders ko The Quorum Club ke selected premium events aur networking sessions me access milta hai. Is benefit ke liye alag se Quorum Club membership lena zaroori nahi hota, kyunki eligible access card ke saath hi provide kiya jata hai.
Premium Dining Benefits
The Quorum Club ke under selected partner restaurants par 20% tak ka dining discount milta hai. Isme kuch popular restaurants shamil hain:
- Café Reed, Mumbai
- Zila, Hyderabad
- 689, Gurugram
Restaurant offers partner terms aur availability ke hisaab se badal sakte hain.
Toni & Guy & Interflora Gift Vouchers
Welcome benefits ke roop me cardholders ko:
- ₹3,000 ka Toni & Guy Voucher
- ₹1,000 ka Interflora Gift Voucher
milta hai, jinka use partner services ke liye kiya ja sakta hai.
Complimentary Zomato Gold Membership
Card ke saath complimentary Zomato Gold Membership bhi di jaati hai. Is membership ke through eligible restaurants par dining offers, exclusive deals aur additional savings ka benefit liya ja sakta hai.
Most Important Factor – Reward Rate
Times Black ICICI Bank Credit Card ka sabse bada highlight iska reward program hai. Card ke saath domestic aur international dono tarah ke eligible spends par Reward Points earn kiye ja sakte hain.
Domestic Spends
- Eligible domestic transactions par 2% Reward Points milte hain.
- Insurance, utility, education aur government payments bhi reward earning ke liye eligible hain.
- Utility, insurance, education, tax aur government payments par har mahine maximum 5,000 Reward Points earn kiye ja sakte hain.
International Spends
- International transactions par 2.5% Reward Points milte hain.
- Card par 1.49% forex markup fee bhi lagti hai. Isliye foreign currency me spend karte waqt Reward Points ke saath forex charges ko bhi dhyan me rakhna chahiye.
Excluded Categories
Neeche di gayi categories par Reward Points earn nahi hote:
- Fuel transactions
- Rent payments
iShop Rewards Portal
ICICI Bank iShop Rewards Portal ke through flights, hotels, bus bookings aur selected brand vouchers purchase karne par accelerated Reward Points earn kiye ja sakte hain.
- iShop portal par maximum 15,000 bonus Reward Points earn karne ka mauka milta hai.
- Bonus Reward Points ki eligibility aur earning limit bank ke applicable terms and conditions ke hisaab se tay hoti hai.
Reward Point Redemption
| Redemption | Value |
| Products and Vouchers | Up to ₹1 |
| Cash | ₹0.40 |
Spend-Based Milestone Benefits
| Spends | Benefits |
| ₹2 Lakh | ₹10,000 Klook Voucher |
| ₹5 Lakh | Airport Transfer by Luxury Sedan or Helicopter |
| ₹10 Lakh | ₹10,000 Tata CLiQ Luxury Voucher |
| ₹20 Lakh | ₹20,000 Stay Voucher from Ayatana |
Signature Travel Benefits
Unlimited Domestic & International Airport Lounge Access
Times Black ICICI Bank Credit Card ke saath unlimited domestic aur international airport lounge access ka premium benefit milta hai, jisse frequent travellers har trip ko aur comfortable bana sakte hain.
- Primary aur add-on cardholders dono unlimited lounge access ka benefit le sakte hain.
- International airport lounges ke liye complimentary Priority Pass Membership di jaati hai.
- Domestic airport lounges me entry ke liye Times Black ICICI Credit Card ka use kiya ja sakta hai.
- Lounge access selected partner lounges aur bank ki applicable terms ke anusar available hota hai.
Important: International airport lounges ka benefit lene ke liye travel ke dauran physical Priority Pass card saath rakhna zaroori hai. Kuch lounges digital card accept nahi karte.
Low 1.49% Forex Markup Fee
Times Black ICICI Bank Credit Card ke saath international transactions par sirf 1.49% forex markup fee lagti hai. Yeh standard market rate (lagbhag 3%–3.5%) se kam hai, jisse foreign currency me shopping ya travel spends karne par kuch had tak savings ho sakti hai.
Luxury Airport Transfer
Yeh card ek unique Luxury Airport Transfer benefit bhi offer karta hai.
- Ek card anniversary year me ₹5 lakh spend karne par yeh benefit unlock hota hai.
- Eligible cardholders helicopter transfer ya luxury cab transfer me se kisi ek option ko choose kar sakte hain.
- Helicopter transfer ka benefit sirf Bengaluru Airport par available hai aur ise saal me ek baar use kiya ja sakta hai.
- Agar aap helicopter transfer nahi chunte, to 2 complimentary luxury cab transfers ka option milta hai.
Avis Car Rental Offers
Avis ke saath cardholders ko exclusive rental car discounts bhi milte hain.
- Chauffeur-driven cars par 25% tak discount
- Premium rental cars par 35% tak discount
Encalm Xenia Lounge Access
Eligible cardholders Encalm Xenia Lounge ka premium lounge experience bhi unlock kar sakte hain.
- 1 October 2025 ke baad USD 5,000 ke eligible face-to-face (F2F) spends poore karne par yeh benefit activate hota hai.
- Eligible cardholder apne saath 1 guest ko bhi lounge me le ja sakta hai.
- Lounge access bank ki latest terms aur eligibility criteria ke anusar diya jata hai.
24×7 Concierge Services
Times Black ICICI Bank Credit Card ke saath 24×7 Concierge Service ka benefit milta hai, jo India aur overseas dono jagah available hai. Yeh service travel aur lifestyle se judi kai requests ko aasaan banati hai.
Concierge Service ke through aap in services ke liye assistance le sakte hain:
- Flight booking aur travel planning
- Hotel reservation
- Restaurant booking
- Travel itinerary planning
- Event aur entertainment bookings
- Gift aur flower delivery assistance
- Doosri selected lifestyle aur travel-related requests
Yeh service un cardholders ke liye kaafi useful hai jo premium travel aur lifestyle experiences ko aur convenient banana chahte hain.
Comprehensive Insurance Cover
| Coverage Sum Insured | Amount |
| Personal Accident (Death Only) | ₹ 3,00,00,000 |
| Purchase Protection | ₹ 1,40,000 |
| Credit Shield | ₹ 1,00,000 |
| Loss of Checked in Baggage | ₹ 84,000 |
| Plane Hijacking | ₹ 1,00,000 |
| Card Liability Cover | ₹ 50,000 |
| Medical Expenses for Bodily Injury Caused by and Arising Out of Rail/Road Accident | ₹ 50,000 |
| Loss of Passport | ₹ 35,000 |
| Baggage Insurance | ₹ 25,000 |
| Delay of Checked in Baggage | ₹ 21,000 |
| Missing of Connecting International Flight During Transit | ₹ 21,000 |
| Delay in Flight | ₹ 17,500 |
Bottom Line
Times Black ICICI Bank Credit Card ICICI Bank ke sabse premium credit cards me se ek hai aur un users ke liye design kiya gaya hai jo luxury travel, exclusive experiences aur premium lifestyle benefits ko priority dete hain. Card ke saath unlimited airport lounge access, luxury hotel stays, helicopter airport transfer, concierge service aur high Reward Points jaise kai premium features milte hain.
ICICI Bank ke portfolio me jahan Amazon Pay ICICI Bank Credit Card everyday cashback ke liye kaafi popular hai, wahin Times Black ICICI Bank Credit Card premium travel aur luxury lifestyle segment ko target karta hai. Dono cards alag-alag user needs ko dhyan me rakhkar design kiye gaye hain.
Agar aapki annual spending kaafi zyada hai aur aap premium benefits ka regular use karte hain, to ₹20,000 + GST ki annual fee justify ho sakti hai. Halaanki, 1.49% forex markup fee aur ₹25 lakh ka annual fee waiver milestone kuch users ke liye limitation ho sakta hai.
Agar aap ek ultra-premium metal credit card dhoondh rahe hain jo travel, luxury lifestyle aur exclusive experiences par focus karta ho, to Times Black ICICI Bank Credit Card ek strong option ho sakta hai.
FAQs
Times Black ICICI Bank Credit Card ki annual fee kaise waive kar sakte hain?
Agar aap ek card anniversary year me ₹25 lakh ya usse zyada spend karte hain, to Times Black ICICI Bank Credit Card ki annual fee agle saal ke liye waive ho sakti hai.
Times Black ICICI Bank Credit Card ka reward rate kitna hai?
Yeh card eligible domestic spends par 2% Reward Points aur international spends par 2.5% Reward Points offer karta hai. Is wajah se yeh premium lifestyle aur travel category me ek rewarding credit card maana jata hai.
Kya existing ICICI Bank Credit Card holder Times Black ICICI Bank Credit Card ke liye apply kar sakta hai?
Haan. Agar aapke paas pehle se ICICI Bank Credit Card hai, tab bhi aap Times Black ICICI Bank Credit Card ke liye apply kar sakte hain. Halaanki, final approval bank ke internal eligibility criteria, income profile aur credit assessment par depend karta hai.