ICICI Bank HPCL Coral Credit Card ek entry-level co-branded fuel credit card hai, jo ICICI Bank aur Hindustan Petroleum (HPCL) ke partnership me launch kiya gaya hai. Yeh card un users ke liye accha option hai jo regular fuel purchases ke saath basic rewards aur lifestyle benefits bhi chahte hain.
Card ki joining aur annual fee sirf ₹199 + GST hai. Eligible spends par aap ICICI Reward Points earn karte hain, jinhe fuel purchases, cashback, gift vouchers aur ICICI Bank ke doosre eligible redemption options ke liye use kiya ja sakta hai.
Fuel benefits ki baat karein, to HPCL petrol pumps par 2.5% fuel savings ke saath 1% fuel surcharge waiver bhi milta hai. Iske alawa BookMyShow par movie ticket discounts aur ICICI Bank Culinary Treats Programme ke through partner restaurants par dining offers bhi card ki overall value ko aur behtar banate hain.
Aage is review me hum ICICI Bank HPCL Coral Credit Card ke Reward Points, fuel benefits, fees, eligibility, pros aur cons ko detail me samjhenge, taaki aap aasani se decide kar saken ki yeh card aapki daily spending aur fuel requirements ke hisaab se sahi choice hai ya nahi.
ICICI Bank HPCL Coral Credit Card
Rewards and Benefits
›Get a discount of 25% on movie tickets through BookMyShow & exclusive discount offers on dining through the Culinary Treats Programme.
The earned Reward Points can be redeemed against a variety of products and shopping vouchers on www.icicibank.com. 1 Reward Point = Rs. 0.25.
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2 Reward points per Rs. 100 spent
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Fees & Charges
›Spend Rs. 50,000 or more in a year and get your renewal fee waived off
3.4% per month (or 40.8% per annum)
Rs. 99 (plus applicable taxes) per redemption request
You get a 1% fuel surcharge waiver across all HPCL petrol pumps.
3.5% of the transaction amount
2.5% of the amount withdrawn subject to a minimum of Rs. 300
Product Details
›- HPCL petrol pumps par 3.5% tak ki fuel savings (2.5% cashback + 1% fuel surcharge waiver).
- Eligible retail spends par har ₹100 ke spend par 2 ICICI Reward Points earn karein.
- BookMyShow par movie tickets book karne par 25% tak ka discount.
- ICICI Bank Culinary Treats Programme ke through partner restaurants par exclusive dining offers.
- 2,000 ICICI Reward Points ko ₹500 ke fuel value ke liye redeem kar sakte hain.
- ICICI Bank Reward Catalogue ke through Reward Points ko cashback, fuel, vouchers aur doosre eligible redemption options ke liye use karein.
- Spending condition poori karne par annual fee waiver ka benefit.
Pros/Cons
›- ₹HPCL petrol pumps par 3.5% tak ki fuel savings (2.5% cashback + 1% fuel surcharge waiver) milti hai, jo regular fuel users ke liye kaafi useful hai.
- Sirf ₹199 + GST ki annual fee ke saath Reward Points, BookMyShow movie offers aur dining discounts jaise lifestyle benefits bhi milte hain.
- Fuel benefits sirf HPCL petrol pumps par hi zyada value dete hain. Agar aap doosri fuel companies ka zyada use karte hain, to card ki value kam ho sakti hai.
- Airport lounge access aur premium travel benefits is card ke saath available nahi hain, isliye frequent travellers ke liye yeh ideal option nahi hai.
ICICI Bank HPCL Coral Credit Card Rewards
ICICI Bank HPCL Coral Credit Card ke saath aap eligible spends par ICICI Reward Points earn karte hain. Is card ka reward program daily spending ke saath fuel savings ko bhi dhyan me rakhkar design kiya gaya hai.
Reward Points Earning
- Har ₹100 ke eligible retail spend par 2 ICICI Reward Points milte hain.
- Authorized HPCL petrol pumps par ₹500 ya usse zyada ke fuel purchase par 2.5% cashback milta hai (maximum ₹100 tak).
- Fuel transactions par ICICI Reward Points earn nahi hote.
Reward Points Redemption
Earn kiye gaye ICICI Reward Points ko ICICI Bank ke Reward Catalogue ke through redeem kiya ja sakta hai.
- Reward Points ko gift vouchers, merchandise, cashback aur doosre eligible redemption options ke liye use kar sakte hain.
- 2,000 ICICI Reward Points ko ₹500 ke fuel value ke liye redeem kiya ja sakta hai.
- 1 ICICI Reward Point = ₹0.25 ke barabar hota hai.
Note: Reward redemption options aur redemption value samay-samay par ICICI Bank ki terms ke anusar badal sakti hain.
ICICI Bank HPCL Coral Credit Card Features
ICICI Bank HPCL Coral Credit Card sirf fuel savings hi nahi, balki entertainment aur everyday spending par bhi useful benefits offer karta hai.
Movie & Dining Benefits
BookMyShow Offer
- BookMyShow par minimum 2 movie tickets book karne par 25% tak ka discount milta hai.
- Har transaction par maximum ₹100 tak ka discount available hai.
- Is offer ka benefit mahine me 2 baar liya ja sakta hai.
Dining Offers
- ICICI Bank Culinary Treats Programme ke through 800+ partner restaurants par 15% tak ka dining discount mil sakta hai.
- Discount partner restaurant aur bank ki applicable terms ke anusar vary kar sakta hai.
Annual Fee Waiver
- Card ki ₹199 + GST annual fee ko waive karaya ja sakta hai.
- Iske liye card anniversary year me ₹50,000 ya usse zyada spend karna zaroori hai.
Fuel Surcharge Waiver
- HPCL petrol pumps par eligible fuel transactions par 1% fuel surcharge waiver ka benefit milta hai.
- Yeh benefit ₹4,000 tak ke eligible fuel transactions aur bank ki applicable terms ke anusar available hai.
Bottom Line
ICICI Bank HPCL Coral Credit Card un users ke liye ek accha option hai jo har mahine fuel par achha khaasa kharch karte hain, khaaskar HPCL petrol pumps ka regular use karte hain. Sirf ₹199 + GST ki annual fee ke saath yeh card fuel savings, Reward Points aur basic lifestyle benefits ka balanced combination offer karta hai.
Cardholders ko HPCL par 3.5% tak fuel savings, ICICI Reward Points, BookMyShow movie offers aur ICICI Bank Culinary Treats Programme ke through dining discounts ka benefit milta hai. Iske alawa, sirf ₹50,000 ki annual spending par renewal fee waiver bhi mil jata hai, jo is card ki overall value ko aur behtar banata hai.
Halaanki, card ke fuel benefits ka sabse zyada fayda unhi users ko milega jo HPCL fuel stations par regular refuelling karte hain. Agar aapka focus premium travel benefits, airport lounge access ya international spending par hai, to aapko kisi travel-focused credit card ko bhi compare karna chahiye.
Agar aap ek affordable fuel credit card dhoondh rahe hain jo HPCL fuel savings, Reward Points aur everyday lifestyle benefits offer karta ho, to ICICI Bank HPCL Coral Credit Card ek value-for-money choice ho sakta hai.
FAQs
Kya ICICI Bank HPCL Coral Credit Card ke Reward Points ko fuel ke liye redeem kar sakte hain?
Haan. Aap 2,000 ICICI Reward Points ko ₹500 ke fuel value ke liye redeem kar sakte hain, bank ki applicable terms ke anusar.
ICICI Bank HPCL Coral Credit Card par Reward redemption fee kitni hai?
Is card par har Reward Points redemption request ke liye ₹99 ki redemption fee applicable hai.
BookMyShow par 25% movie discount ka benefit mahine me kitni baar milta hai?
Aap BookMyShow par 25% tak ka discount (maximum ₹100) mahine me 2 baar le sakte hain, jab aap minimum 2 movie tickets ek hi transaction me book karte hain.
Kya 2.5% fuel cashback sabhi petrol pumps par milta hai?
Nahi. 2.5% fuel cashback ka benefit sirf authorized HPCL petrol pumps par eligible fuel transactions ke liye available hai.
Kya ICICI Bank HPCL Coral Credit Card ke liye online apply kar sakte hain?
Haan. Aap ICICI Bank ki official website ya Internet Banking ke through ICICI Bank HPCL Coral Credit Card ke liye online apply kar sakte hain, subject to bank ki eligibility aur approval criteria.
ICICI Bank HPCL Coral Credit Card ka interest rate kitna hai?
Is card par 3.40% per month ka finance charge applicable hai, jo lagbhag 40.80% per annum ke barabar hota hai.