ICICI Bank Emeralde Private Metal Credit Card bank ke sabse premium credit cards me se ek hai. Yeh card ICICI Bank Emeralde Credit Card se alag hai aur specially un users ke liye design kiya gaya hai jo travel, luxury lifestyle aur premium privileges ko importance dete hain. Card metal body ke saath aata hai aur iski joining fee ₹12,499 + GST hai.
Cardholders ko unlimited domestic aur international airport lounge access, complimentary golf rounds, BookMyShow par monthly movie benefits aur kai premium travel privileges milte hain. Welcome benefits me 1 saal ki Taj Epicure Membership, EazyDiner Prime Membership aur 12,500 Welcome Reward Points bhi shamil hain.
Reward earning ki baat karein, to eligible spends par har ₹200 ke spend par 6 Reward Points milte hain. Iske alawa, milestone spends poore karne par EaseMyTrip travel vouchers, travel insurance, purchase protection aur 24×7 concierge service jaise premium benefits bhi diye jaate hain.
Agar aap international transactions bhi regularly karte hain, to 2% forex markup fee is card ko aur bhi attractive banati hai. Iske saath selected flight aur ticket bookings par up to ₹12,000 ka cancellation cover bhi milta hai, jiska benefit saal me 2 baar liya ja sakta hai.
Aage is review me hum ICICI Bank Emeralde Private Metal Credit Card ke features, Reward Points, fees, airport lounge access, travel benefits, pros aur cons ko detail me samjhenge, taaki aap decide kar saken ki yeh premium credit card aapke liye sahi choice hai ya nahi.
ICICI Bank Emeralde Private Metal Credit Card
Rewards and Benefits
›BOGO Up to ₹750 Twice Each Month Via BookMyShow.
Redeem Reward Points up to ₹1 Value for Hotels, Flights, Vouchers and More
Unlimited Free Domestic Airport Lounge Access
Unlimited Complimentary Golf Games at Top Courses Around the World
6 Reward Points/₹200 Spent (Reward Rate of 3%)
Complimentary EaseMyTrip Vouchers (Milestone Benefits)
Unlimited International Lounge Access With Priority Pass for Primary and Add-on Cardholders
No Cancellation Charges on Air Travel, Hotel, and Movie Bookings Up to ₹12,000
Fees & Charges
›Renewal fee waiver on spending Rs. 10 Lakhs or above in the card anniversary year
3.75% Per Month
Nil
1% Waiver on Fuel Transactions Up to ₹4,000. Maximum Waiver of ₹1,000 Each Statement Cycle
2% of the total transaction amount
Nil
Product Details
›- Welcome benefit ke taur par complimentary Taj Epicure aur EazyDiner Prime Membership.
- Joining aur annual benefits ke tahat 12,500 bonus ICICI Reward Points.
- Har ₹200 ke eligible spend par 6 ICICI Reward Points.
- Milestone spends poore karne par ₹6,000 tak ke complimentary EaseMyTrip air travel vouchers.
- Complimentary unlimited golf rounds aur golf lessons ka benefit.
- Priority Pass ke saath unlimited domestic aur international airport lounge access.
- BookMyShow par dusri movie ticket par up to ₹750 tak discount.
Pros/Cons
›- Eligible spends par lagbhag 3% tak ka reward rate milta hai, jo premium category ke hisaab se kaafi accha hai.
- Primary aur add-on cardholders dono ke liye complimentary domestic aur international airport lounge access ka benefit available hai.
- Milestone benefits ke saath sirf EaseMyTrip travel vouchers milte hain. Jo users doosre travel platforms se booking karte hain, unke liye yeh benefit utna useful nahi ho sakta.
Emeralde Private Metal Credit Card Welcome Benefits
ICICI Bank Emeralde Private Metal Credit Card ke saath premium welcome benefits milte hain. Yeh benefits un cardholders ke liye available hote hain jo joining fee successfully pay karte hain. Joining fee receive hone ke baad bank aam taur par 45 din ke andar yeh benefits issue kar deta hai.
Taj Epicure Membership
Welcome benefit ke taur par cardholders ko 1 saal ki complimentary Taj Epicure Membership milti hai. Is membership ke saath 1 complimentary night stay ka benefit bhi diya jata hai.
Iske alawa Taj Epicure Membership ke through kai premium privileges milte hain, jaise:
- Dining aur takeaway par 25% tak discount (maximum 10 guests ke liye)
- Qmin App ke through orders par 20% discount
- Participating Jiva Spas par 20% discount
- Participating Taj hotels ke banquets par 20% discount (maximum 30 guests)
- Participating Taj hotels ke salon services par 20% discount
Membership ke saath kuch one-time use vouchers bhi milte hain:
- Participating Taj Hotels me Rooms aur Suites ki Best Available Rate par 20% discount
- Taj Palaces me maximum 5 nights ke liye Best Available Rate par 20% discount
- Taj Safaris me maximum 5 nights ke liye Best Available Rate par 20% discount
Complimentary EazyDiner Prime Membership
Card ke saath 12 mahine ki complimentary EazyDiner Prime Membership bhi milti hai. Card renew karne par yeh membership har saal dobara di jaati hai.
Is membership ke kuch major benefits:
- India aur Dubai ke 3,000+ partner restaurants par minimum 25% aur up to 50% tak discount
- Birthday ya wedding anniversary par select restaurants me complimentary dessert ya cake
- Membership activate karne par 2,000 bonus EazyPoints
ICICI Bank Emeralde Private Metal Credit Card Reward Points
ICICI Bank Emeralde Private Metal Credit Card ke saath eligible spends par ICICI Reward Points earn kiye ja sakte hain.
- Eligible transactions par har ₹200 ke spend par 6 ICICI Reward Points milte hain.
- Agar koi transaction baad me EMI me convert kar diya jata hai, to us transaction par mile Reward Points reverse kar diye jaate hain.
- Fuel, tax, government aur rent payments par ICICI Reward Points earn nahi hote.
Kuch spending categories par Reward Points ki statement cycle-wise maximum limit bhi rakhi gayi hai.
| Categories | Reward Points |
|---|---|
| Grocery | 1,000 |
| Education | 1,000 |
| Insurance | 5,000 |
| Utility | 1,000 |
Reward Points Redemption
Earn kiye gaye ICICI Reward Points ko kai redemption options ke liye use kiya ja sakta hai, jaise:
- Travel bookings
- Movie vouchers
- Gift vouchers
- Home appliances
- Mobile phones
- Lifestyle products
- Aur doosre eligible redemption options
1 ICICI Reward Point = ₹1 ke redemption value ke hisaab se redeem kiya ja sakta hai. Iske alawa, ICICI Bank Emeralde Private Metal Credit Card se earn kiye gaye Reward Points ko Air India Maharaja Club me 1:1 ratio par transfer karne ka option bhi milta hai.
| Redemption Category | Value of Reward Points (₹) |
| Flights and Hotel Vouchers | ₹1 |
| Apple, Tanishq, Tumi, Coach, Brooks Brothers, Armani, Jimmy Choo, G-Star Raw, Canali and Mother Care vouchers | ₹1 |
| Rewards Catalogue – Other Products | ₹0.60 |
| Statement Credit | ₹0.40 |
ICICI Bank Emeralde Private Metal Credit Card Features and Benefits
ICICI Bank Emeralde Private Metal Credit Card sirf Reward Points hi nahi, balki travel, golf, entertainment aur premium lifestyle se jude kai exclusive benefits bhi offer karta hai. Agar aap premium credit card experience chahte hain, to is card ke features ko detail me samajhna zaroori hai.
Milestone Benefits
Agar aap card par ek card anniversary year me ₹8 lakh ya usse zyada spend karte hain, to ₹6,000 ke EaseMyTrip Air Travel Vouchers milte hain.
- ₹3,000 ke 2 EaseMyTrip vouchers
- Milestone spend poora hone ke baad yeh vouchers saal me ek baar issue kiye jaate hain.
Annual Renewal Benefits
Har saal card ki annual fee pay karne par 12,500 bonus ICICI Reward Points milte hain.
In Reward Points ko travel bookings, gift vouchers, movie vouchers, electronics, lifestyle products aur doosre eligible redemption options ke liye use kiya ja sakta hai.
Golf Benefits
Golf enthusiasts ke liye card ke saath unlimited complimentary golf rounds aur golf lessons ka benefit diya jata hai. Yeh facility India aur overseas ke selected golf courses par available hai.
Movie Benefits
Entertainment ke liye bhi card kaafi rewarding hai.
- BookMyShow par second movie ticket par up to ₹750 tak discount milta hai.
- Yeh offer movies ke alawa theatre shows, concerts aur selected sports events par bhi applicable hai.
- Is benefit ka use mahine me 2 baar kiya ja sakta hai.
Domestic Airport Lounge Access
Primary aur add-on cardholders dono ko selected domestic airports par unlimited complimentary lounge access milta hai. Lounge me entry ke liye valid boarding pass aur credit card dikhana hota hai.
International Airport Lounge Access
Card ke saath complimentary Priority Pass Membership di jaati hai.
- Primary aur add-on cardholders dono unlimited international airport lounge access ka benefit le sakte hain.
Travel Cancellation Cover
Agar card se flight ya hotel booking ki gayi ho aur kisi wajah se cancel karni pade, to card ke saath cancellation protection ka benefit bhi milta hai.
- Flight aur hotel bookings par up to ₹12,000 tak ka cancellation cover.
- Is benefit ka use saal me maximum 2 baar kiya ja sakta hai.
24×7 Concierge Services
Cardholders ke liye i-Assist Concierge Service bhi available hai, jo 24×7 support provide karti hai.
Is service ke through aap:
- Restaurant reservation
- Flight booking assistance
- Hotel booking assistance
- Car rental aur limousine booking
- Flower aur gift delivery assistance
- Selected cities me movie ticket booking
- Medical concierge support
- Emergency automobile assistance
jaise premium services ka benefit le sakte hain.
Insurance Benefits
ICICI Bank Emeralde Private Metal Credit Card ke saath travel aur purchase protection se jude kai insurance benefits bhi milte hain. In benefits ki coverage aur terms bank ki latest policy ke hisaab se apply hoti hain.
| Category | Cover Amount |
| Personal Air Accident Death | ₹3 Crore |
| Credit Shield | ₹1 Lakh |
| Baggage Insurance | ₹25,000 |
| Loss of travel documents and Passport | ₹35,000 |
| Loss of Check-In Baggage | ₹84,000 |
| Delay of Check-In Baggage | ₹21,000 |
| Missed Connection International Flight | ₹21,000 |
| Plane Hijack | ₹75,000 |
| Delay in Flight | ₹17,500 |
| Card Liability Cover | ₹50,000 |
| Medical Expenses | ₹50,000 |
| Purchase Protection Cover | ₹1,40,000 |
Low Forex Markup Fee
Agar aap international transactions regularly karte hain, to yeh card kaafi useful ho sakta hai. Isme sirf 2% forex markup fee lagti hai, jo aam taur par doosre credit cards ke 3%–3.5% forex charges se kam hai. Is wajah se foreign currency me shopping ya travel spends par thodi extra savings ho sakti hai.
Annual Fee Waiver
Is card ki ₹12,499 + GST annual fee ko waive karaya ja sakta hai. Iske liye aapko ek card anniversary year me ₹10 lakh ya usse zyada spend karna hoga. Spending condition poori hone par agle saal ki annual fee charge nahi ki jaati.
Fuel Surcharge Waiver
- ₹4,000 se kam ke fuel transactions par 1% fuel surcharge waiver milta hai.
- Ek statement cycle me maximum ₹1,000 tak ka fuel surcharge waiver benefit liya ja sakta hai.
ICICI Bank Emeralde Private Metal Credit Card Fees and Charges
ICICI Bank Emeralde Private Metal Credit Card apply karne se pehle iske fees aur charges ko samajhna zaroori hai. Neeche card ke important charges diye gaye hain.
- Joining Fee: ₹12,499 + GST
- Annual Fee: ₹12,499 + GST (Card anniversary year me ₹10 lakh ya usse zyada spend karne par annual fee waive ho jaati hai.)
- Interest Rate: 3.75% per month (45% per annum)
- Forex Markup Fee: International transactions par 1.99% forex markup charge lagta hai.
- Cash Advance Fee: Is card par cash advance lene ke liye koi processing fee nahi li jaati. Halaanki, cash withdrawal par applicable interest aur doosre bank charges alag se lag sakte hain.
Bottom Line
ICICI Bank Emeralde Private Metal Credit Card un users ke liye ek premium option hai jo travel, luxury lifestyle aur exclusive privileges ko importance dete hain. Card ke saath unlimited domestic aur international airport lounge access, complimentary golf benefits, Taj Epicure Membership, EazyDiner Prime Membership aur premium concierge services jaise kai valuable features milte hain.
Reward earning ke maamle me bhi yeh card kaafi strong hai. Eligible spends par achhe Reward Points milte hain, jinhe travel, shopping aur doosre redemption options ke liye use kiya ja sakta hai. Iske alawa 1.99% forex markup fee, travel cancellation cover aur milestone benefits international travellers ke liye extra value add karte hain.
Halaanki, is card ki annual fee ₹12,499 + GST hai. Isliye apply karne se pehle yeh dekhna zaroori hai ki aap card ke premium benefits ka regular use kar paayenge ya nahi. Agar aapki spending aur travel requirements premium category ki hain, to ICICI Bank Emeralde Private Metal Credit Card ek suitable option ho sakta hai.
FAQs
ICICI Bank Emeralde Private Metal Credit Card ke welcome benefits kya hain?
Joining fee pay karne ke baad cardholders ko kai premium welcome benefits milte hain, jinme:
12,500 bonus ICICI Reward Points
1 saal ki complimentary Taj Epicure Membership ke saath 1-night stay
12 mahine ki complimentary EazyDiner Prime Membership
shamil hain.
Milestone spend poora karne par kya benefit milta hai?
Agar aap ek card anniversary year me ₹8 lakh ya usse zyada spend karte hain, to ₹6,000 ke EaseMyTrip Air Travel Vouchers milte hain. Yeh ₹3,000 ke 2 vouchers ke roop me issue kiye jaate hain.
ICICI Bank Emeralde Private Metal Credit Card ka reward rate kitna hai?
Is card ke saath eligible retail spends par har ₹200 ke spend par 6 ICICI Reward Points milte hain.
Kya is card ke saath airport lounge access milta hai?
Haan. Primary aur add-on cardholders dono ko unlimited domestic airport lounge access milta hai. Iske alawa Priority Pass Membership ke through unlimited international airport lounge access ka benefit bhi diya jata hai.
Kya hotel ya flight booking cancel karne par protection milti hai?
Haan. Agar eligible flight ya hotel booking is card se ki gayi ho aur baad me cancel karni pade, to up to ₹12,000 tak ka cancellation cover mil sakta hai. Is benefit ka use ek saal me maximum 2 baar kiya ja sakta hai. Terms and conditions bank ki policy ke hisaab se apply hoti hain.