ICICI Bank Coral Credit Card bank ke popular lifestyle credit cards me se ek hai. Yeh card un users ke liye accha option ho sakta hai jo dining, entertainment, travel aur everyday spends par rewards earn karna chahte hain. Card Visa, RuPay, Mastercard aur American Express (AmEx) variants me available hai, jisse aap apni preference ke hisaab se network choose kar sakte hain.
Is card ke saath har ₹100 ke eligible spends par up to 2 Reward Points earn kiye ja sakte hain. Iske alawa, annual milestone spends poore karne par up to 10,000 bonus Reward Points ka benefit bhi milta hai. Earn kiye gaye Reward Points ko ICICI Bank ke redemption options ke through redeem kiya ja sakta hai.
Entertainment aur travel benefits ki baat karein, to cardholders ko BookMyShow aur INOX par movie ticket offers milte hain. Saath hi, har quarter complimentary domestic airport lounge aur railway lounge access ka benefit bhi diya jata hai. Agar aap ek aisa credit card dhoondh rahe hain jo rewards ke saath lifestyle aur travel benefits bhi de, to ICICI Bank Coral Credit Card consider kiya ja sakta hai.
Aage is review me hum ICICI Bank Coral Credit Card ke features, Reward Points, fees, lounge access, eligibility, pros aur cons ko detail me samjhenge, taaki aap aasani se decide kar saken ki yeh card aapke liye sahi choice hai ya nahi.
ICICI Bank Coral Credit Card
Rewards and Benefits
›25% Off (Up To ₹100) On BookMyShow And INOX Tickets By Spending ₹25,000 Or More In The Previous Quarter
1 Reward Point = ₹0.25
1 Domestic Lounge Access Every Quarter (4 Each Year)
N/A
0.25% Back On Utility & Insurance Spends (1 RP/₹100) And 0.50% Back On All Other Eligible Spends (2 RP/₹100)
One Free Railway Lounge Access Each Quarter
N/A
Personal Accident Cover With RuPay Variant (₹2 Lakh)
Fees & Charges
›Annual Fee Waiver on Spends of ₹1.5 Lakh or More
3.75% Per Month (45% Per Annum)
₹99 + GST
You get a fuel surcharge waiver of 1% across all HPCL petrol stations in India. This offer valid for transaction up to Rs 4,000/-
3.5% of the transaction amount
2.5% or a Minimum of ₹500 (Whichever is Higher)
Product Details
›- Utilities aur insurance spends par har ₹100 par 1 Reward Point earn karein.
- Fuel ko chhodkar baaki eligible spends par har ₹100 par 2 Reward Points milte hain.
- Milestone Program ke tahat saal bhar me up to 10,000 bonus Reward Points earn kar sakte hain.
- Har quarter 1 complimentary domestic airport lounge access ka benefit.
- Har quarter 1 complimentary railway lounge visit milti hai.
- BookMyShow aur INOX par movie tickets par up to 25% discount ka benefit.
- ICICI Bank ke Culinary Treats Programme ke tahat partner restaurants par exclusive dining offers ka fayda uthayein.
Pros/Cons
›- Entry-level credit card hone ke bawajood har quarter complimentary railway lounge access ka benefit milta hai. Iske liye koi minimum spending condition poori karne ki zarurat nahi hoti.
- RuPay variant ko UPI ke saath link karke QR code aur UPI payments aasani se kiye ja sakte hain.
- Paid variant lene par card ke saath koi joining benefit ya welcome gift nahi milta.
ICICI Bank Coral Credit Card Features and Benefits
ICICI Bank Coral Credit Card ek entry-level lifestyle credit card hai jo rewards ke saath travel, dining, entertainment aur fuel jaise categories me bhi achhe benefits offer karta hai. Agar aap rozana ke spends par Reward Points earn karna chahte hain aur saath hi lounge access aur movie offers ka fayda uthana chahte hain, to yeh card ek accha option ho sakta hai.
Milestone Benefits
Regular spends karne par is card ke saath bonus Reward Points bhi earn kiye ja sakte hain.
- ₹2 lakh spend karne par 2,000 bonus Reward Points milte hain.
- Iske baad anniversary year me har ₹1 lakh ke incremental spend par 1,000 bonus Reward Points milte hain.
- Ek saal me up to 10,000 bonus Reward Points earn kiye ja sakte hain.
Travel Benefits
Travel karne wale users ke liye bhi card ke saath kuch useful benefits diye gaye hain.
- Pichhle calendar quarter me ₹75,000 spend karne par agle quarter 1 complimentary domestic airport lounge access milta hai.
- Iske alawa, har quarter 1 complimentary railway lounge visit ka benefit bhi diya jata hai.
Dining Benefits
Dining ke liye ICICI Bank Culinary Treats Programme ka benefit milta hai.
- 2,500+ partner restaurants par minimum 15% dining discount ka benefit.
- Isme Pizza Hut, Café Coffee Day, Mainland China, TGI Fridays, Vaango aur kai doosre partner restaurants shamil hain.
Entertainment Benefits
Movie dekhne ka shauk hai, to yeh card usme bhi thodi savings kara deta hai.
- BookMyShow par minimum 2 movie tickets book karne par 25% discount ya maximum ₹100 off (jo bhi kam ho) milta hai.
- Is offer ka benefit mahine me 2 baar liya ja sakta hai, seat availability ke hisaab se.
Annual Fee Waiver
Agar aap saal bhar me ₹1.5 lakh ya usse zyada spend kar lete hain, to ₹500 ki annual fee waive ho jaati hai.
Fuel Surcharge Waiver
- HPCL petrol pumps par ₹4,000 tak ke fuel transactions par 1% fuel surcharge waiver ka benefit milta hai.
ICICI Bank Coral Credit Card Reward Points
Card ke saath eligible spends par Reward Points bhi earn hote hain.
- Fuel ko chhodkar baaki eligible spends par har ₹100 par 2 Reward Points milte hain.
- Utilities aur insurance spends par har ₹100 par 1 Reward Point earn hota hai.
Reward Points Redemption
Earn kiye gaye Reward Points ko cashback ya gifts ke liye redeem kiya ja sakta hai.
- 1 Reward Point = ₹0.25
- Cashback redemption ke liye 080-4014-6444 par contact kiya ja sakta hai.
- Gift redemption ke liye 1860-258-5000 par call karke request ki ja sakti hai.
ICICI Bank Coral Credit Card Eligibility Criteria
ICICI Bank Coral Credit Card ke liye apply karne se pehle bank ke eligibility criteria ko poora karna zaroori hai.
- Primary cardholder ki minimum age 23 saal honi chahiye.
- Add-on (Supplementary) cardholder ki minimum age 18 saal honi chahiye.
- Primary cardholder ki annual net income (ITR ke hisaab se) kam se kam ₹5 lakh honi chahiye.
Documents Required
Card apply karte waqt bank verification ke liye kuch basic documents maang sakta hai.
Address Proof
Neeche diye gaye documents me se koi ek submit kiya ja sakta hai:
- Aadhaar Card
- Driving License
- Passport
- Latest Utility Bill
Identity Proof
Identity verification ke liye inme se koi ek document diya ja sakta hai:
- PAN Card
- Aadhaar Card
- Voter ID
- Passport
Income Proof
Income verify karne ke liye bank inme se koi ek document maang sakta hai:
- Latest Salary Slips
- Latest Income Tax Return (ITR)
ICICI Bank Coral Credit Card ke Liye Kaise Apply Karein?
ICICI Bank Coral Credit Card ke liye aap online ya offline, dono tarikon se apply kar sakte hain.
Online Apply Karne ka Tarika
Online apply karna sabse aasaan aur fast option hai.
- ICICI Bank ki official website par jaakar Coral Credit Card select karein.
- Apply Now par click karke application form bharein.
- Apni basic details aur zaroori information enter karein.
- PAN Card aur bank ke maange gaye documents upload karein.
- Form submit karne ke baad bank aapki application verify karega.
- Application approve hone par credit card aapke registered address par bhej diya jayega.
Offline Apply Karne ka Tarika
Agar aap branch se apply karna chahte hain, to:
- Apni nearest ICICI Bank branch visit karein.
- Coral Credit Card ka application form bharein.
- Zaroori documents submit karein.
- Verification complete hone ke baad, application approve hone par card aapke address par dispatch kar diya jayega.
Cards Similar To The ICICI Coral Credit Card
| Credit Card | Annual Fee | Reward Rate | Main Benefits |
| ICICI Bank Coral Credit Card | Rs. 500 | Har ₹100 ke eligible spend par up to 2 Reward Points. | Har saal complimentary domestic airport lounge access ka benefit. BookMyShow aur INOX par movie tickets par up to 25% discount. Milestone benefits ke tahat har saal up to 15,000 Reward Points. |
| SimplySave SBI Card | Rs. 499 | Har ₹100 ke eligible spend par 1 Reward Point. Groceries, movies, dining aur departmental stores par 10X Reward Points. | N/A |
| HDFC MoneyBack Plus Credit Card | Rs. 500 | Har ₹150 ke eligible offline spend par 2 Cash Points. Flipkart, Amazon, BigBasket, Swiggy aur Reliance Smart Store par 10X Cash Points. | Spending milestone poora karne par har saal up to ₹2,000 ke gift vouchers ka benefit. |
| Axis Bank My Zone Credit Card | Lifetime Free | Har ₹200 ke eligible spend par 4 Reward Points. | Complimentary SonyLIV subscription ka benefit. Har quarter complimentary domestic airport lounge access. |
ICICI Bank Coral Credit Card Review
Bottom Line
ICICI Bank Coral Credit Card un users ke liye accha option ho sakta hai jo movies, dining aur everyday spends par rewards earn karna chahte hain. Card ke saath movie ticket discounts, Reward Points, dining offers aur complimentary airport aur railway lounge access jaise benefits milte hain, jo regular users ke liye achhi value add karte hain.
Agar aap saal bhar me card par achha spend karte hain, to milestone rewards aur annual fee waiver ka benefit bhi mil sakta hai. Iske alawa, fuel surcharge waiver aur Culinary Treats Programme ke through dining discounts bhi is card ki overall value ko aur behtar banate hain.
Halaanki, card apply karne se pehle apni spending habits aur annual fee ko dhyan se evaluate karna zaroori hai. Agar aapke monthly spends lifestyle, entertainment aur dining categories me zyada rehte hain, to ICICI Bank Coral Credit Card aapke liye ek suitable option ho sakta hai.
FAQs
ICICI Bank Coral Credit Card ke Reward Points kaise redeem karein?
ICICI Bank Coral Credit Card se earn kiye gaye Reward Points ko cashback ya gifts ke liye redeem kiya ja sakta hai. Redemption request ke liye aap ICICI Bank Credit Card Customer Care se contact kar sakte hain.
Kya ICICI Bank Coral Credit Card par loss ya theft ki situation me protection milti hai?
Haan. Agar card gum ho jaye ya chori ho jaye, to turant ICICI Bank ko report karna chahiye. Report karne ke baad bank ki policy ke hisaab se Zero Liability Protection ka benefit mil sakta hai.
Agar maine outstanding amount se zyada payment kar diya, to kya hoga?
Agar aap credit card bill se zyada payment kar dete hain, to extra amount aapke card account me credit balance ke roop me dikhai deta hai. Yeh amount future transactions ya agle bill me automatically adjust ho jata hai.
ICICI Bank Coral Credit Card par interest rate kitna hai?
Is card par 3.75% per month yani 45% per annum ka interest charge applicable hai. Agar aap har mahine poora outstanding amount due date tak pay kar dete hain, to interest charge nahi lagta.