AU Small Finance Bank ne Zaggle ke saath partnership me AU Zaggle RuPay Credit Card launch kiya hai. Yeh ek lifetime free co-branded RuPay credit card hai, jo khas taur par UPI payments, Tap & Pay transactions aur online shopping par rewards dene ke liye design kiya gaya hai.
Is card ke saath users apne eligible spends par Zagg Coins earn kar sakte hain. Earn kiye gaye Zagg Coins ko zagg.money app ke through cashback me redeem kiya ja sakta hai. Lifetime free hone ke saath UPI-focused rewards ki wajah se yeh card un users ke liye ek accha option ho sakta hai jo apni daily digital payments par additional value paana chahte hain.
Dilchasp baat yeh hai ki AU Zaggle RuPay Credit Card, Zaggle ki teesri co-branded credit card partnership hai. Isse pehle company YES Bank aur Punjab National Bank (PNB) ke saath bhi co-branded credit cards launch kar chuki hai. AU Small Finance Bank ke saath yeh nayi partnership Zaggle ke card portfolio ko aur mazboot banati hai aur users ko UPI-based rewards ke saath ek aur lifetime free credit card ka option deti hai.
AU Zaggle Credit Card ka Reward Rate
AU Zaggle RuPay Credit Card ka reward structure aapke spending pattern par depend karta hai. Bank up to 8% Zagg Coins ka benefit advertise karta hai, lekin actual reward rate is baat par nirbhar karta hai ki aap payment kis mode se karte hain aur statement cycle me kitna spend karte hain.
- 4% Zagg Coins milte hain agar aap zagg.money app ke through UPI transactions karte hain.
- Agar ek statement cycle me aapke total spends ₹10,000 se zyada ho jaate hain, to zagg.money UPI transactions par reward rate badhkar 8% Zagg Coins ho jata hai.
- Doosre UPI apps (jaise Google Pay, PhonePe ya BHIM) ke through kiye gaye UPI transactions par 2% Zagg Coins milte hain.
- Tap & Pay transactions par up to 8% Zagg Coins earn kiye ja sakte hain.
- Eligible e-commerce spends par up to 4% Zagg Coins ka benefit milta hai.
Note: Reward Points sirf ₹500 ya usse zyada ke eligible transactions par hi milte hain.
Reward Redemption
Earn kiye gaye Zagg Coins ko zagg.money app ke through cashback me redeem kiya ja sakta hai.
- 1 Zagg Coin = ₹0.25
- Ek statement cycle me maximum 2,000 Zagg Coins earn kiye ja sakte hain.
- Is hisaab se maximum cashback value ₹500 per statement cycle banti hai (2,000 × ₹0.25).
Bottom Line
AU Zaggle RuPay Credit Card un users ke liye design kiya gaya hai jo UPI payments, Tap & Pay aur online transactions ka regular use karte hain. Card ka up to 8% Zagg Coins reward rate kaafi attractive lagta hai, lekin yeh har transaction par automatically apply nahi hota. Is higher reward rate ka benefit lene ke liye statement cycle me ₹10,000 se zyada zagg.money UPI spends karna zaroori hai. Regular zagg.money UPI transactions par 4%, jabki doosre UPI apps ke through kiye gaye payments par 2% Zagg Coins milte hain.
Card ki sabse badi strength iska lifetime free hona aur UPI-focused rewards hain. Halaanki, isme airport lounge access, travel, dining ya insurance jaise premium lifestyle benefits shamil nahi hain. Agar aap ek all-round rewards credit card dhoondh rahe hain, to market me aur bhi behtar options available hain.
Is launch ke saath Zaggle ne apne co-branded credit card portfolio ko aur expand kiya hai. YES Bank aur Punjab National Bank (PNB) ke baad, AU Small Finance Bank ab Zaggle ka teesra banking partner ban gaya hai. Agar aapka primary focus UPI payments aur cashback-style rewards par hai, to AU Zaggle RuPay Credit Card ek accha lifetime free option ho sakta hai.